DeSoto, Texas · New construction

Nobody in the model home works for you.

The agent who greets you at the sales office is paid by the builder and represents the builder. That is their job and they are good at it. In most communities the builder has already budgeted for a buyer’s agent either way — so walking in alone does not save you anything. It just leaves the seat on your side of the table empty.

Run my payment on a floor plan
8DeSoto communitiesNewHomeSource, Aug 26 2026
$395,000Median new-build list priceRedfin, DeSoto new construction, Aug 2026
67New homes listedRedfin, DeSoto, Aug 2026
6.65%30-year fixed averageFreddie Mac PMMS, week of Aug 20 2026

Based on current conditions. Builder pricing, incentives and availability change without notice — verify current numbers with the builder before relying on them.

Start here

Click any of these to see the actual homes.

Live MLS listings in DeSoto, updated through the day, with photos, addresses and prices. Pick the one that matches what you are shopping for and it opens the real list — no form, no sign-in.

All DeSoto new constructionBuilt 2025 or newerSee the homes New builds $400K – $600KWhere most of DeSoto buildsSee the homes New builds $600,000 and upThe top of the DeSoto marketSee the homes Nearly newBuilt 2023 – 2024See the homes Every home in DeSotoNew construction and resaleSee the homes Build your own searchBeds, baths, size, subdivisionOpen the search

The MLS has no single new-construction flag, so these filter on year built — 2025 and newer for new construction, 2023–2024 for nearly new. A home finished late in a prior year sits in the nearly-new list. Counts change daily. Builders also hold back some standing inventory from the MLS, so this is most of what is available in DeSoto rather than all of it.

Read this before you visit

Register your agent on the first visit, or you may not get to.

Nearly every builder in DeSoto and the corridor has a first-visit registration policy. You sign in at the sales office, and if your agent is not named on that card, most builders will not allow representation on that community afterward. Not on visit two, not at contract.

It is a one-line field on a clipboard, and it is the single most expensive thing buyers get wrong in new construction. Bring me the first time or name me on the card — that is the whole requirement.

Policies differ by builder and change. If you have already visited a community, tell me which one and when, and I will find out where you stand before you go any further.

The model home is the builder’s listing appointment. You are the one being sold to.

What a buyer’s agent does in new construction is not open doors — the doors are already open. It is the parts that happen after the pretty part:

  • Reading the builder’s contract, which is written by the builder’s lawyers and is not the standard TREC form
  • Pricing the incentive honestly — especially rate buydowns tied to using the builder’s lender
  • Knowing which upgrades hold value at resale in this specific submarket and which do not
  • Third-party inspections at pre-drywall and at final, separate from the builder’s own walk-through
  • Holding the timeline and the warranty when the completion date moves

What is being built here

New construction in DeSoto right now

Eight active communities citywide, from the high $340s into the $800s. Here are the five with published price ranges.

CommunityBuilderPublished price range
Summit ParksFirst Texas Homes$526,950 – $803,955
Homestead at Daniel FarmsBloomfield Homes$466,990 – $719,137
Hidden Lakes EstatesFirst Texas HomesFrom $459,950
Creeks of HomesteadBloomfield HomesFrom $405,990
Parkerville MeadowsD.R. HortonFrom $349,990

Source: NewHomeSource community listings for DeSoto, accessed Aug 26 2026. Also building in DeSoto: Lillian Homes, JIM Johnson Group, and Kindred Homes. Published ranges are base pricing before lot premium, elevation and options, and they change frequently — confirm current pricing with the builder. Note on districts: DeSoto addresses are served by more than one school district, and Creeks of Homestead on Palmer Lane sits in Duncanville ISD rather than DeSoto ISD. District assignment is set by address, so confirm the district for the specific lot before you contract.

If you are shopping above $700,000

Be straight with yourself about DeSoto’s depth at that number. Summit Parks is the only DeSoto community that reaches past $750,000, and nothing new in the city is priced above roughly $900,000.

The multi-community inventory in the $600,000–$950,000 range is south and west of here — Mansfield, Midlothian and Waxahachie — where Grand Homes, Perry Homes, Drees, Highland Homes and Lillian Homes are all building in that band. Mansfield’s average new-home price is $625,363; Midlothian’s is $537,661 and Waxahachie’s is $529,632.

NewHomeSource city listings, Aug 26 2026. I work all of it, so if the floor plan you want is in Midlothian rather than DeSoto, that is a twenty-five minute drive and the same conversation.

What the base price is not

The number on the sign is the starting point. Before you compare two communities on price, you need all of it:

  • Lot premium — often five figures on the lots people actually want
  • Elevation and structural options, which have to be chosen before the slab goes down
  • Design center selections, priced at retail and financed at your mortgage rate for thirty years
  • Municipal impact fees, which some cities build into the price and some do not
  • A one-time HOA capitalization or transfer fee due at closing, on top of dues
  • The tax rate on a new build, which is set on the finished value rather than the dirt you are looking at

Any incentive tied to using the builder’s lender has to be compared against an outside loan over the years you will actually hold the house, not over the first two.

Why me

The only person in the room who can price both sides.

I am a licensed broker and a licensed loan officer. When a builder offers a rate buydown in exchange for using their lender, I can put their loan and an outside loan side by side and show you what the incentive is actually worth over the time you plan to own the house. Most buyers never see that comparison, because the only person offering to run it works for the builder.

The 2026 conforming loan limit for a one-unit Texas property is $832,750 (FHFA), so most corridor new construction in the $600,000–$950,000 range with 20% down finances as a conforming loan rather than a jumbo.

One step

Send me a floor plan. I’ll send back the real payment.

Name a community or send me the plan you like. I will come back with the number that matters: base price plus the options you actually want, the lot premium, the tax rate on the finished value, insurance, HOA dues, and the capitalization fee at closing — against both the builder’s incentive and an outside loan.

No application, no credit pull, no obligation. If you have already visited a community, tell me which one — it affects what I can do for you there.

Payment run

Get the number on a specific plan

New construction questions

What new-build buyers ask me first

Does bringing my own agent cost me money?
In most communities, no. Builders generally budget for a buyer’s agent commission in their sales costs whether or not you bring one, so walking in alone does not lower the price of the house. Where a builder handles it differently, I find that out and we put the arrangement in writing before you register — you will never be surprised by it at contract.
I already visited a model home without an agent. Am I stuck?
Possibly, on that community. Most builders enforce first-visit registration and will not add an agent afterward. Tell me which community and roughly when you went and I will find out where you actually stand. It varies by builder and it is worth ten minutes to check rather than assume.
Is the builder’s rate buydown a good deal?
Sometimes it is very good and sometimes it is priced into the house. The way to know is to compare the builder’s loan against an outside loan over the number of years you plan to own the home, including what happens after a temporary buydown expires. Because I am licensed on the lending side, I can run both. The 30-year fixed averaged 6.65% the week of Aug 20 2026 (Freddie Mac PMMS); your rate depends on your file.
Do I still need an inspection on a brand new house?
Yes, and ideally two — one at pre-drywall while the framing, plumbing and wiring are still visible, and one before closing. A builder’s quality control works for the builder. A third-party inspector works for you, and pre-drywall is the only time anyone can see what is inside the walls.
Which upgrades are worth paying for?
Structural changes and anything behind a wall, because those are the ones you cannot add later without tearing something out. Finish-level selections at the design center are priced at retail and financed for thirty years at your mortgage rate, and many of them can be done for less after closing. I will go through the option list with you before you sit down in that room.
Should I build in DeSoto or in the corridor?
It depends on your price point. Under about $600,000 DeSoto has real choice across several communities. Above $700,000 the city has one community that reaches that far, and the depth is in Mansfield, Midlothian and Waxahachie (NewHomeSource, Aug 26 2026). I work all of those markets, so the answer is about the house and the payment rather than about where I am willing to drive.

More on DeSoto

The other four DeSoto pages

If you own a house here as well as shopping for one, the seller pages are the other half of that math.

DeSoto homes for saleFor buyers · Every listing, by price bandGo to the page DeSoto TX real estateFor sellers · Market data, taxes, neighborhoodsGo to the page What is my home worthFor sellers · Six ways to sell, comparedGo to the page Selling a DeSoto homeFor sellers · Costs, timeline, what you clearGo to the page

One step

Bring somebody who reads the contract.

Send me the community or the floor plan you are looking at. I will come back with the real payment, what the incentive is actually worth, and what to ask before you sign anything.

Run my payment on a floor plan

Steven J. Thomas · Broker, Refind Realty DFW · TREC Broker License #0657467 · Loan Officer, Envision Home Lenders · NMLS #689220

128 S. Cockrell Hill Rd, DeSoto TX 75115 · (972) 846-9170 · [email protected]

Refind Realty DFW is owned and operated by Thomas & Thomas Financial Group, LLC. Builder names, communities and prices are listed as published by the sources and dates named and change without notice. Rates quoted are weekly averages and are not an offer or commitment to lend. Nothing on this page is a guarantee of price, timeline, rate, or market outcome.

Equal Housing Opportunity · Equal Housing Lender