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DeSoto TX homeowners reviewing comparable sales to learn how long it takes to sell a house

How Long Does It Take to Sell a House in DeSoto, TX?

October 10, 2026

Last updated October 10, 2026

Steven J. Thomas, Broker, Refind Realty DFW · Loan Officer, Envision Home Lenders, NMLS #689220. I studied financial planning at Baylor, spent 20+ years in financial services, and have sold DeSoto homes for 14+ years.

Two public data sources give two different answers for the same city. RPR shows a DeSoto median of 27 days on market for August 2026. Redfin shows 44 days for July 2026. Your timeline sits somewhere between them, and where depends on your price.

How long does it take to sell a house in DeSoto, TX?

A DeSoto home priced to the market sold in a median of 27 days in August 2026 (RPR, NTREIS data as of 8/31/2026). Redfin's July 2026 count is 44 days. Add the time from accepted offer to closing, which your contract sets.

Days on market only measures listing to accepted offer. The closing date in your contract is a separate clock, and these figures are based on current conditions, not a promise for your sale.

Why do the numbers say 27 days and 44 days?

The two sources count different months and use different methods. RPR reports August 2026 closings from NTREIS. Redfin reports July 2026 and reads 44 days, down 6 days from a year earlier. Neither is wrong. Use the gap between them as your range, then let a walk-through of your house place you in it.

Measure (DeSoto, TX)RPR / NTREIS, Aug 2026Redfin, Jul 2026
Median days on market2744
Sale-to-list ratio99.1%98.3%
Median sold price$350,000$332,334 (down 8.1% from a year earlier)
Homes sold above list pricenot reported28.8%

For context, the NTREIS July 2026 summary puts Dallas County at 45 days on market (NTREIS Monthly MLS Summary Report, July 2026). DeSoto's own medians are in line with or faster than the county.

What does the sale-to-list ratio say about pricing?

A 99.1% sale-to-list ratio means DeSoto homes closed about 1% under their final list price in August 2026 (RPR). Redfin's 98.3% for July means about 2% under. Homes that sell near list were priced near the comps from day one. Homes priced above them sit.

The asking side and the closing side are far apart here. In August 2026 the median list price on DeSoto's active listings was $409,949, while the median sale closed at $350,000, a $59,949 gap (RPR). Part of that gap is mix, because bigger and newer homes sit longer and pull the active median up. Part of it is expectation. Only a walk-through tells you which side your house belongs on, which is why an online estimate does not settle it. I covered that in how far off a Zestimate runs in DeSoto.

What happens between an accepted offer and closing?

After you accept an offer, the contract starts its own clock: an option period you negotiate, the buyer's inspection and appraisal, title work, and the closing date written into the contract. Days on market stops counting at the accepted offer. Your move-out date depends on this second clock.

One item that trips up DeSoto sellers in HOA neighborhoods is the resale certificate. Texas Property Code Chapter 207 gives the HOA 10 business days to deliver it, so order it the day the contract is signed. The details are in the HOA resale certificate paperwork that delays DeSoto closings.

What makes a DeSoto home sit past 44 days?

Price is the first cause: listing from the asking side of the gap instead of the closing side. Condition, photos, and paperwork follow. A home still active past 44 days is slower than both medians above, which is the point to review price with real comps, not wait another month.

DeSoto carries about 5.14 months of inventory (RPR, August 2026), which reads as a balanced market. Buyers have choices. Homes that show well and price right still move in under a month, and the broader DFW buyer's market selling plan lays out how to compete.

How do you find out where your house falls?

You get a number from a walk-through and recent DeSoto closings, not from a portal. Start with the current DeSoto home values page to see where the street-level data sits. When you want a plan for your specific house, the DeSoto selling options show how I handle the sale and your next purchase together.

The 27-day homes and the 44-day homes sit in the same city. A large part of the difference is the price they started at. Get a walk-through number, then start the clock.

Get your free Home Selling Score and see where your DeSoto home falls.

FAQ: selling a house in DeSoto

Do DeSoto homes sell above asking price?

Some do. Redfin reports 28.8% of DeSoto homes sold above list price in July 2026. The median home closed at 98.3% to 99.1% of list, depending on the source, so most sold slightly under.

What is the median sold price in DeSoto?

RPR shows $350,000 for August 2026 (NTREIS data as of 8/31/2026). Redfin shows $332,334 for July 2026, down 8.1% from a year earlier. The two differ because of the month and the counting method.

Is DeSoto a seller's market right now?

RPR labels it a seller's market. Its 5.14 months of inventory reads closer to balanced. Priced-right homes still sell fast, and overpriced ones wait. Based on current conditions, price decides which group you land in.

Should I cut my price after 30 days?

Compare your showings and feedback with recent DeSoto closings first. A price change makes sense when comparable homes are closing and yours is not. A walk-through-based review gives you the answer for your house.

How is days on market different from time to close?

Days on market runs from listing to accepted offer. Time to close runs from accepted offer to funding, and your contract sets it. Your total timeline is both added together.

Sources: RPR/NTREIS market report, DeSoto TX, August 2026 (data as of 8/31/2026); Redfin DeSoto TX housing market page, July 2026; NTREIS Monthly MLS Summary Report, July 2026. Figures are medians based on current conditions and do not predict your sale price or timeline.

Refind Realty DFW, TREC Broker License #0657467. Equal Housing Opportunity. Read the TREC Information About Brokerage Services and Consumer Protection Notice before you sign. Call or text 972-846-9170.

how long to sell a house DeSoto TXDeSoto TXdays on market DeSotosell my home DeSotoDeSoto sale-to-list ratio
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Steven J. Thomas

Steven J. Thomas is a dual-licensed real estate broker (#0657467) and loan officer (NMLS #689220) based in DeSoto, Texas, serving the Southwest Dallas–Fort Worth corridor — DeSoto, Cedar Hill, Duncanville, Lancaster, Red Oak, Waxahachie, Midlothian, and Mansfield. As a broker at Refind Realty DFW and a loan officer with Envision Home Lenders, he handles the sale and the financing of a move as one plan, not two separate transactions. A Baylor University financial planning graduate with 20+ years in financial services, Thomas focuses on the full picture — equity, timing, credit, and the next move — not just the house. He helps DFW Homeowners sell their current home and buy or build new construction in the DFW Area.

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Steven J Thomas

Steven J. Thomas

Steven J. Thomas has been in the financial services industry for the past 19 years and started my career as a Financial Planner for American Express Financial Advisors. I entered into banking with JP Morgan Chase as personal banker in 2003 and was promoted several times up to Small Business Specialist. I earned multiple Million Dollar Club awards and was ranked in the top 5 Small Business Specialist before I branched out in 2005 to start my own Financial Management Company. I ran a successful company before family circumstances lead me to Wachovia Bank in 2008 where I worked as a Senior Financial Specialist. As a Sr. Financial Specialist; I was responsible for the P & L and revenue growth of my banking center. The elimination of my role thru a bank merger lead me to BBVA Compass. I have held various leadership roles at BBVA Compass including Personal Relationship Manager, Branch Retail Executive, Workplace Solutions VP, and his current role as a Retail Manager. As the Regional Workplace Solutions VP, I was responsible for the strategic, tactical, and execution of Partnership Banking relationships, promotion and activity with corporate and non-profit companies in my footprint. I was responsible for the acquisition production for three districts, which includes 51 banking centers and over 300 employees. In May of 2014, I joined the team at Refind Realty and became one of the managing partners in mid-2015.

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Frequently Asked Questions

Why do you need a Realtor?

When buying or selling a home, there are so many options…which can also present a lot of obstacles. Laws change, forms change, and practices change all the time in the real estate industry. Because it’s our job to stay on top of those things, hiring a realtor reduces risk, and can also save you a lot of money in the long run.

When you work with me as your Realtor, you’re getting an expert who knows the area; knows how to skillfully guide your experience as a seller or buyer; can easily spot the difference between a good deal and a great deal. My job is to translate your dream into a real estate reality, and I work hard to earn and keep my business. This also means earning your trust: When you work with me, you’ll be working with a realtor who looks out for your best interests and is invested in your goals.

Which loan should you choose?

There are two different types of loans conventional loans and government-backed loans. The main difference is who insures these loans:

1 - Government-backed loans (FHA, VA and USDA):

(a) - Are, unsurprisingly, backed by the government.

(b) - Include FHA loans, VA loans, and USDA loans.

(c) - Make up less than 40 percent of the home loans generated in the U.S. each year.

2 - Conventional loans

(a) - Are not backed by the government.

(b) - Include conforming and non-conforming loans (such as jumbo loans).

(c) - Make up more than 60 percent of the loans generated in the U.S. each year.

What is the difference between FHA, VA and USDA loans?

1 - FHA LOANS:

FHA loans, which are insured by the Federal Housing Administration, are typically designed to meet the needs of first-time homebuyers with low or moderate incomes. FHA loans can be approved with a down payment of as little as 3.5 percent and a credit score as low as 580.

FHA loans are often called “helper loans,” because they give a leg up to potential borrowers who may not be able to secure one otherwise. For this reason, FHA loans have maximum lending limits, which are determined based on housing values for the county where the for-sale home is located.

Because the agency is taking on more risk by insuring FHA loans, the borrower is expected to pay mortgage insurance both at the time of closing and on a monthly basis, and the property must be owner-occupied.

2 - VA LOANS:

VA loans are backed by the Department of Veterans Affairs and they are guaranteed to qualified veterans and active-duty personnel and their spouses. VA loans can be approved with 100 percent financing, meaning VA borrowers are not required to make a down payment.

Unlike FHA loans, borrowers do not have to pay mortgage insurance on VA loans.

3 - USDA LOANS:

You may also hear about USDA loans, which are backed by the United States Department of Agriculture mortgage program. USDA loans are intended to support homeowners who purchase homes in rural and some suburban areas. USDA loans do not require a down payment and may offer lower interest rates; borrowers may have to pay a small mortgage insurance premium in order to offset the lender’s risk.

What’s a conventional loan? Understanding what it means to be conforming and non-conforming

Buyers who have a more established credit history and a larger down payment may prefer to apply for a conventional loan. These loans may offer a lower interest rate and only require the home buyer to purchase monthly mortgage insurance while the loan-to-value ratio is above a certain percentage, so a conventional loan borrower can typically save money in the long run.

Conventional loans are divided into two types: Conforming loans and non-conforming loans.

1 - CONFORMING LOANS:

Conforming loans are those that meet (or conform to) predetermined standards set by Fannie Mae and Freddie Mac — two government-sponsored institutions that buy and sell mortgages on the secondary market. By selling the loans to "Fannie and Freddie," lenders can free up their capital and return to issue more mortgages than if they had to personally back every loan that they approve.

The main standard for conforming loans is that the amount borrowed must be under a certain amount; in Alaska, a single-family home loan must be under $647,200 in order to be considered conforming.

Properties with more than one unit have higher limits.

2 - NON-CONFORMING (JUMBO) LOANS:

But what happens if a borrower wants to borrow more than the Freddie- and Fannie-approved loan amount? In this case, they would have to apply for a “jumbo loan,” which is the most common type of non-conforming loan.

Because the lender cannot resell the jumbo loan (or any non-conforming loan) to Freddie Mac or Fannie Mae, jumbo loans are considered to be riskier than a conforming loan. To protect against this risk, the bank will typically require a higher down payment; the interest rate on a jumbo loan may also be higher than if the same borrower applied for a conforming loan.

What kind of rate should you choose?

Rate types: Fixed-rate vs. adjustable-rate mortgages.

In addition to the loan type you choose, you’ll also have to determine if you want a fixed-rate mortgage or an adjustable-rate mortgage (ARM). A fixed-rate mortgage has an interest rate that does not change for the life of the loan, so it provides predictable monthly payments of principal and interest.

An adjustable-rate mortgage typically offers an initial introductory period with a low-interest rate. Once this period is over, the interest rate adjusts periodically, based on the market index. The initial interest rate on an ARM can sometimes be locked in for different periods, such as one, three, five, seven, or 10 years. Once the introductory period is over, the interest rate typically readjusts annually.

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Site: www.stevenjthomas.com

Call :(972) 846-9170

Office 128 S. Cockrell Hill Rd, DeSoto TX 75115

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Refind Realty DFW · 128 S. Cockrell Hill Rd, DeSoto, TX 75115 · (972) 846-9170