
Last updated November 7, 2026
Usually not. Duncanville homes closed at 95.0% of list in September 2026, about $15,700 under ask on the median sale (NTREIS). The median home sold in 45 days. A house priced to the last closed sales gets close to asking. A house priced to hope waits, then gets cut.
The rest of this post shows where each number comes from and what it means for your price.
Most do not sell for full asking. Duncanville's sold-to-list ratio was 95.0% in September 2026 (NTREIS). On the $298,000 median sale, that is about $15,700 below the list price. Homes priced close to recent sales get closer to full ask, and homes priced above them take the discount.
| If you list at | A 95.0% close is | Gap to ask |
|---|---|---|
| $280,000 | $266,000 | $14,000 |
| $313,700 | $298,000 | $15,700 |
| $350,000 | $332,500 | $17,500 |
The middle row is the September median. The other rows are arithmetic at the same 95.0% ratio, not predictions for your house. Your ratio depends on your price, your condition, and your street. Source: NTREIS Monthly MLS Summary Report, September 2026, single-family homes, MLS sales only (Texas A&M Real Estate Research Center report for MetroTex).
Duncanville sits close to its neighbors on this number. Cedar Hill homes closed at 95.3% of list and Red Oak homes closed at 95.8% in the same report.
The median Duncanville home sold in 45 days in September 2026 (NTREIS). That is faster than Cedar Hill at 77 days and Waxahachie at 64 days in the same report. Supply was 3.1 months, with 64 active listings and 32 closed sales for the month.
One number deserves a second look. Only 10 sales were pending at the end of September (NTREIS), against 32 that closed. September's closings came from contracts signed in July and August. The pending count shows how many contracts are being signed now, and it is thin. Based on current conditions, a Duncanville seller competes for fewer buyers than the closed-sales count suggests.
For the full timeline, read how long it takes to sell a house in Duncanville.
The median sold price fell 14.7%, from $349,250 in September 2025 to $298,000 in September 2026 (NTREIS). Only 32 homes closed, so a few sales at the high end or low end move the median a lot. Read the direction, not the decimal. The direction says buyers are paying less than a year ago for the typical Duncanville sale.
On 20% down, a buyer at 7.18% pays about $1,615 a month in principal and interest, with a 7.27% APR. A rate half a point lower would cut that payment by about $80. Your buyer is doing this math, and the payment sets the offer they can make.
The 30-year fixed average was 7.18% on November 5, 2026 (Freddie Mac PMMS). The payment covers principal and interest on a $238,400 loan, with no taxes or insurance. The APR assumes $1,495 in lender fees, no points, 15 days of prepaid interest, and no mortgage insurance. It is an example based on current conditions, not a rate quote.
Price it to the last closed sales on your street, not to what neighbors are asking. Closed sales show what buyers paid. Asking prices show what sellers hoped for. Walk the house with a local agent who has seen the inside of those comparable homes.
An online estimate cannot do steps two and three. It sees an address and a square footage. It does not see your kitchen, your roof, or your street. Pricing takes a walk-through.
Your ratio depends on your house. The Home Selling Score takes your address and your goals and shows where your house sits against recent Duncanville sales. It takes a few minutes.
Next step: Get your free Home Selling Score.
How long does it take to sell a house in Duncanville? The median Duncanville home sold in 45 days in September 2026 (NTREIS). Your timeline depends on price and condition, and a house priced above recent sales sits longer.
Is Duncanville a buyer's market or a seller's market? Supply was 3.1 months in September (NTREIS). That is the seller-leaning edge of balanced. Based on current conditions, buyers still negotiate, as the 95.0% ratio shows.
Should I cut my price before I list? List at the number the closed sales support. Starting high and cutting later costs you days on market, and buyers see the price history.
Does NTREIS count builder homes? No. The report covers MLS sales only, so builder direct sales are not in the $298,000 median.
Do the buyer payments include taxes and insurance? No. They show principal and interest only. Property tax and insurance add to the full monthly payment.
Steven J. Thomas, Broker, Refind Realty DFW · Loan Officer, Envision Home Lenders, NMLS #689220. Steven holds a Baylor degree in financial planning and has more than 20 years in financial services, so he runs the pricing and the payment math on your house together.
Market figures: NTREIS Monthly MLS Summary Report, September 2026 (single-family homes, MLS sales only, builder direct sales not included). Rates: Freddie Mac PMMS. Examples are estimates based on current conditions, not offers or guarantees. Refind Realty DFW is a licensed Texas real estate broker. Read the TREC Information About Brokerage Services and Consumer Protection Notice before you sign anything. Equal Housing Opportunity. Envision Home Lenders, NMLS #689220.
Site: stevenjthomas.com
Call :(972) 846-9170
Email: [email protected]
Office 128 S Cockrell Hill Rd, DeSoto, TX 75115
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Refind Realty Inc · 128 S Cockrell Hill Rd, DeSoto, TX 75115 · (972) 846-9170
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