Last updated October 28, 2026

Short answer: Probably not at full asking. Waxahachie homes closed at 94.8% of list price in September 2026 (NTREIS), about $20,600 under ask on the $374,995 median. Homes priced to the market close near list. Homes priced to a hope sit, then take cuts. Based on current conditions.

How far under asking do Waxahachie homes sell?

About 5.2% under, on average. The sold-to-list ratio is the final sale price divided by the last list price. At 94.8%, a Waxahachie house that lists at $400,000 closes near $379,200. The figures below come from the NTREIS Monthly MLS Summary Report for September 2026, released October 7, 2026.

List price	Closes near at 94.8%	Gap to list
$350,000	$331,800	$18,200
$375,000	$355,500	$19,500
$400,000	$379,200	$20,800

Illustration only. The ratio is a citywide median across 72 closed sales, and your house will land above or below it.

Is Waxahachie selling faster than last year?

Yes. The median Waxahachie home spent 64 days on the market in September 2026, down from 95 a year earlier (NTREIS). Months of supply fell from 5.6 to 4.1. Waxahachie is faster than Ellis County as a whole, and closer to list than the DFW metro.

September 2026	Waxahachie	Ellis County	DFW metro
Median sold price	$374,995	$422,450	$385,000
Days on market	64	76	62
Months of supply	4.1	4.7	4.3
Sold-to-list ratio	94.8%	94.2%	93.9%

Source: NTREIS Monthly MLS Summary Report, September 2026, single family.

Speed does not mean scarcity. Waxahachie had 297 active listings in September, the most of the nine towns I track along the southwest corridor, and 52 pending sales. A buyer touring your house has plenty of other doors to knock on. For the timeline side of this, see how long Waxahachie homes take to sell.

What does your buyer pay each month?

Your buyer compares your price to a payment, not a price tag. At the September median of $374,995 with 20% down, principal and interest runs about $2,061 a month at 7.32%, the Freddie Mac rate for October 22, 2026 (Freddie Mac PMMS). Last year's $367,500 median at that month's 6.19% rate was about $1,799. That is $262 more per month for nearly the same house.

The APR on the $299,996 loan is about 7.40% (assumes $1,495 in lender fees, no points, 15 days of prepaid interest, no mortgage insurance). Taxes, insurance and HOA dues come on top. Steven J. Thomas is a loan officer with Envision Home Lenders, NMLS #689220, and can quote a full payment on a specific address.

The reason this matters to you as a seller: buyers who pay $262 more a month than last fall are shopping hard, and they will pay near list for a house that is priced right and clean. They will not pay a premium for a house that is not.

Does an online estimate set the right asking price?

No. An online estimate does not see your roof, your kitchen or the street you back up to. Real pricing takes a walk-through and a look at closed sales within the last 90 days, not the active listings with hopeful numbers on them.

How do you price a Waxahachie house to sell near list?

1. Start with closed sales from the last 90 days within a mile or two of your house. Active listings show what sellers hope for.
2. Match condition accurately. A house with a 2012 kitchen is not a comp for a house with a 2024 kitchen.
3. Check the new-build competition. Builders near Waxahachie discount through rate buydowns and closing cost credits, so your buyer may compare you to a new-build payment. Here is how a Waxahachie resale competes with builder spec homes.
4. Price once and hold. Cancelling and relisting resets days on market but not cumulative days on market, unless the house sits off the market 31 days. What NTREIS days on market does when you relist.
5. Decide your concession plan before the first offer arrives. Buyer agent pay is now negotiated in the contract. How to answer a buyer who asks you to pay their agent.

Your next step: Get your free Home Selling Score. It shows where your Waxahachie house sits against closed sales before you set a price.

FAQ: selling a house in Waxahachie, TX

What is a sold-to-list ratio?

It is the final sale price divided by the last list price. A 94.8% ratio means homes closed for 94.8 cents of every list dollar in September 2026, on average.

Should I price high and cut later?

Waxahachie has 297 active listings. A house that starts above market gives buyers 296 other choices during the weeks when new listings get the most attention. Pricing to closed sales from day one is the stronger plan in this market.

Do builder incentives affect my sale?

They can. Builders near Waxahachie compete with financing offers, so a buyer may weigh your price against a new-build payment. A resale that is priced right and move-in ready still competes.

Does 94.8% apply to every price range?

No. It is a citywide median on 72 closed sales, and results swing by price band, condition and street. Ask for closed comps on your block, not a citywide number.

Should I wait until spring to list?

I cannot promise spring prices or spring rates. What I can show you is your monthly carrying cost for each month the house sits and the closed sales your buyer will compare you to.

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Steven J. Thomas, Broker, Refind Realty DFW (TREC Broker License #0657467) · Loan Officer, Envision Home Lenders, NMLS #689220. Steven earned a financial planning degree from Baylor University and has more than 20 years in financial services and 14 in real estate. Call or text 972-846-9170.

Market figures reflect current conditions and are not a guarantee of price, timing or outcome. Not a commitment to lend. Rates and APR vary by borrower. Equal Housing Opportunity. Read the TREC Information About Brokerage Services and Consumer Protection Notice.