Last updated October 13, 2026

How Much Does a New Construction Home Cost in Cedar Hill, TX?

By Steven J. Thomas, Broker, Refind Realty DFW · Loan Officer, Envision Home Lending LLC, NMLS #689220. Baylor University financial planning degree, 20+ years in financial services, 14+ years in real estate.

Short answer: Cedar Hill new construction listed from $296,490 to $639,950 across three communities in August 2026 (Homes.com). The August resale median was $341,250 (RPR/NTREIS). The entry new build costs less than the typical resale, and the top of the range costs nearly twice as much.

The model home price on the sign is a starting number. This post lays out the listed ranges, the monthly payment on two of them at today's rates, and the costs that sit outside the sticker price.

What do Cedar Hill new construction communities cost right now?

Three communities cover the range. Broadmoor Village starts under $300,000, Addison Hills runs about $406,000 to $481,000, and Bear Creek spans roughly $415,000 to $640,000. These are listed prices from August 2026. Builders change pricing and incentives often, so confirm current numbers before you plan around them.

Community	Builder	Listed range
Broadmoor Village	Starlight	$296,490 to $339,490
Addison Hills	Lennar	$405,999 to $480,999
Bear Creek	First Texas	$414,950 to $639,950

Source: Homes.com listings, August 2026. Base prices before incentives.

What would the monthly payment be on a Cedar Hill new build?

Principal and interest on a $339,490 home with 10% down is $2,115.50 a month at 7.40% (7.481% APR). On a $480,999 home it is $2,997.31 (7.466% APR). Property taxes, insurance, and any HOA or special-district charges come on top of both numbers.

Price	10% down	Loan	Rate / APR	Monthly P&I
$339,490	$33,949	$305,541	7.40% / 7.481%	$2,115.50
$480,999	$48,100	$432,899	7.40% / 7.466%	$2,997.31

The 7.40% rate is the Freddie Mac PMMS 30-year fixed average for October 8, 2026 (freddiemac.com/pmms), not a quoted rate. Illustrative example only, not a loan offer, rate lock, or commitment to lend. APRs assume a conventional 30-year fixed loan with $1,495 in lender fees, 0 points, 15 days of prepaid interest, and no mortgage insurance. Your Loan Estimate will differ. Steven J. Thomas, Loan Officer, Envision Home Lending LLC, NMLS #689220, Company NMLS #2619789.

How does a Cedar Hill new build compare with a resale?

Cedar Hill resale homes sold at a median $341,250 in August 2026, closing at 98.2% of list price in a median 32 days (RPR/NTREIS). Broadmoor Village's top listed price of $339,490 sits just under that median. The comparison is price only. Size, age, lot, and finishes differ, so compare specific homes.

What costs sit outside the listed price of a Cedar Hill new build?

The list price is the starting number. Design center selections, lot premiums, HOA dues, and special-district assessments change what you pay at closing and each month. Ask each builder for a written total with every line item before you compare communities.

• Design center upgrades beyond the base package
• Lot premiums for corner, greenbelt, or larger lots
• HOA dues and any one-time fee at closing
• Special-district or public improvement district charges on the tax bill

Two earlier posts cover this in detail: how to avoid hidden costs in a new build and how closing cost contributions work on a DFW new build. For incentives, see what Cedar Hill buyers can ask for on rate buydowns.

One more cost line: the sales rep in the model home works for the builder. Here is who the builder's rep represents in Cedar Hill, and what to ask before you sign.

Get the full new construction buying process

If you are comparing Cedar Hill communities, the free New Construction Buyer Guide walks through the contract, the incentives, and the order of steps. For the city overview, start with the Cedar Hill page.

FAQ: Cedar Hill new construction costs

What is the cheapest new construction in Cedar Hill?

Broadmoor Village by Starlight listed from $296,490 in August 2026 (Homes.com). Confirm availability and current pricing with the builder, since inventory moves quickly.

Do I need 20% down on a new build?

No. The examples above use 10% down. The required down payment depends on the loan program and your qualifications, so a pre-approval shows your actual numbers.

Are builder incentives included in these prices?

No. The listed ranges are base prices. Incentives such as rate buydowns or closing cost credits change month to month, so get them in writing.

How fast could I move into a Cedar Hill new build?

It depends on the home. A completed quick move-in home closes sooner than a home not yet built, and builders set their own schedules. Ask for a written estimated completion date.

Do I need my own agent on a new build?

The rep in the model home works for the builder. An agent you bring represents you through the contract, the incentives, and the walk-through.

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Steven J. Thomas · Broker, Refind Realty DFW · TREC Broker License #0657467 · Loan Officer, Envision Home Lending LLC · NMLS #689220 · Company NMLS #2619789. Equal Housing Opportunity. Prices and market data are based on current conditions and are not a guarantee of price, timeline, or outcome. TREC Information About Brokerage Services · TREC Consumer Protection Notice.