You're Always At Home With Refind Realty.
Serving Your DFW Real Estate Needs Since 2005.
Refind Realty Inc is a Black-owned independent brokerage in DeSoto, in business since 2005. Steven J. Thomas is an owner and associate broker of Refind Realty Inc and leads its Refind Realty DFW division.
We Help You Buy and Sell in The Greater Dallas-Fort Worth Area.
Check Out Our Social Media Channels!
Buying in DFW
Buying your first or next home should be a rewarding and exciting time in your life, and one that you look back on with fond memories.
Thinking Of selling?
The market has changed a lot and I'd love to show you the exact strategy I use to get sellers in DFW top dollar for their property.
Get Pre-Approved
Let me walk you through the entire pre-approval process so you know exactly how much home you can afford.
Sign Up For my
Email List
My emails are a great way to stay up-to-date with local news and real estate market trends, even if you're not currently in the market. So, come on and join me to stay in the loop!
affordability Calculator
Get pre-approved to know exactly how much house you can afford. Use this calculator to get a quick estimate. Contact me for assistance!
DFW New Construction
Discover the latest new home constructions in DFW and take advantage of the builder incentives that are available now.
Let's Make Your real estate Dreams Come True.
Newest Listings
Call Me Today At (972) 846-9170
Refind Realty Blog:
Are Glenn Heights, TX Home Prices Going Up?
Last updated November 13, 2026. By Steven J. Thomas, Broker, Refind Realty DFW · Loan Officer, Envision Home Lenders, NMLS #689220
Slightly. The median Glenn Heights home sold for $359,950 in October 2026, up 2.8% from $350,000 a year earlier (NTREIS). It was one of only two corridor towns where the median rose. Homes also sold faster and closer to list. Only 17 homes closed, so treat the median as a direction, not a forecast.
Are home prices going up in Glenn Heights, TX?
The sold median went up, and so did what buyers paid against the asking price. Glenn Heights homes closed at 97.5% of list in October 2026, up from 93.1% a year earlier. The median home sold in 57 days, down from 87 (NTREIS Monthly MLS Summary Report, October 2026).
Most of the Southwest DFW corridor went the other way. Seven of nine towns posted lower medians than a year ago, including Lancaster at $275,000 (down 5.2%) and Red Oak at $398,745 (down 1.8%). Glenn Heights and Mansfield were the two that rose.
What did Glenn Heights homes sell for in October 2026?
Here is the year-over-year picture for Glenn Heights single-family homes, from the same NTREIS report:
| Metric | October 2026 | October 2025 |
|---|---|---|
| Median sold price | $359,950 | $350,000 |
| Closed sales | 17 | 23 |
| Pending sales | 12 | 19 |
| New listings | 24 | 17 |
| Active listings | 82 | 67 |
| Median days on market | 57 | 87 |
| Months of supply | 4.8 | 4.6 |
| Sold-to-list ratio | 97.5% | 93.1% |
Two things move together here. Fewer homes closed, and the ones that did closed closer to asking. With 17 sales, a few larger or newer homes can push the median up. The sold-to-list ratio and days on market are the steadier signals.
Do I still have room to negotiate in Glenn Heights?
Less than a month earlier. In September 2026, Glenn Heights homes closed at 92.5% of list, the lowest on the corridor, which I covered in how far below asking Glenn Heights homes sell. One month later the ratio was 97.5%. On a $359,950 home, that is about $9,000 under asking at October's ratio, compared with about $27,000 at September's.
There are still 82 homes for sale and 4.8 months of supply, a balanced market. The room to negotiate is on homes that have sat, not on the ones priced to the closed sales. Your agent can pull days on market and price history on each house before you write an offer.
What does a Glenn Heights home cost per month now?
On the October median of $359,950 with 20% down, the loan is $287,960. At Freddie Mac's 30-year average of 7.11% (week of November 12, 2026), principal and interest run about $1,937 a month.
A year ago, the median was $350,000 and the 30-year average was 6.24%. That loan of $280,000 ran about $1,722 a month. The same-size purchase costs about $215 more per month today, and most of that is the rate, not the price.
Example only: $287,960 loan, 30-year fixed at 7.11%, APR about 7.19%, assuming about $2,300 in prepaid finance charges. Principal and interest only; property taxes, insurance, HOA dues and mortgage insurance are extra. Rates and terms change daily and depend on your credit, down payment and loan type. Source for rates: Freddie Mac Primary Mortgage Market Survey.
Should I wait for rates to drop before buying in Glenn Heights?
Waiting for rates is a bet that rates fall faster than prices rise. Freddie Mac's average has dropped four weeks in a row, from 7.40% in mid-October to 7.11%. The last week's drop, 7.18% to 7.11%, saves about $14 a month on this loan. Meanwhile the Glenn Heights median rose $9,950 over the year, which adds about $54 a month at 7.11% with 20% down.
If you buy now and rates fall later, refinancing is an option, with its own costs. A higher purchase price stays with you. For a longer look at the waiting math on a new build, see whether to wait for rates on a Glenn Heights new build.
What should a Glenn Heights buyer do first?
- Get your real payment. A pre-approval shows the payment with taxes and insurance for your loan type, not a median example.
- Set your price from the closed sales. With homes closing near 97.5% of list, your first offer should be close to what similar homes actually sold for.
- Check the new construction option. Glenn Heights has active builder communities. The builder's sales rep works for the builder, so bring your own agent on the first visit.
- Watch days on market. A house past the 57-day median is where you are most likely to find room on price.
Get pre-approved in minutes and see what a Glenn Heights home costs you per month before you start touring.
For the neighborhoods and homes for sale, see buying a home in Glenn Heights. If you are comparing with a neighboring town, the Duncanville wait-for-rates math shows the same tradeoff at a lower price point.
FAQ: Glenn Heights home prices
Is Glenn Heights a buyer's or seller's market?
Balanced, at 4.8 months of supply in October 2026 (NTREIS). A buyer's market usually starts around 6 months. Homes that are priced right still sell close to asking.
Why did Glenn Heights prices rise when other towns fell?
Part of it is the mix of what sold. With 17 closings, a handful of larger or newer homes moves the median. The higher sold-to-list ratio and shorter days on market suggest demand held up too.
How many homes are for sale in Glenn Heights?
There were 82 active single-family listings at the end of October 2026, up from 67 a year earlier (NTREIS). New listings rose to 24 from 17.
Will Glenn Heights prices keep going up?
Nobody can promise that. Based on current conditions, values across the corridor are close to flat, and one month of a small-sample median is not a trend. Buy on the payment you can carry, not on a price forecast.
What credit score do I need to buy in Glenn Heights?
It depends on the loan type. FHA, conventional and VA loans each have their own minimums, and your score affects your rate. A pre-approval tells you where you stand.
About the author
Steven J. Thomas holds a financial planning degree from Baylor University and has more than 20 years in financial services. He is the Broker at Refind Realty DFW (TREC Broker License #0657467) and a Loan Officer at Envision Home Lenders (NMLS #689220), based in DeSoto, TX. Call or text 972-846-9170.
Data is based on current conditions and is not a guarantee of future prices, rates or outcomes. Rate and payment figures are examples, not a loan offer or rate quote. Steven J. Thomas, NMLS #689220. Equal Housing Lender. The Texas Real Estate Commission's Information About Brokerage Services and Consumer Protection Notice are available on request. Refind Realty DFW is an equal housing opportunity business.
Stay Informed With My Downloadable
Buyer and Seller guides
6 Smart Ways to Build Home Equity
7 Insider Secrets To Selling Your Home w/o a Lot of Time or Money
DFW Home Seller Negotiation Secrets
Home Appraisals Guide
Avoiding Pitfalls That Can Derail Your Home's Sale
Ultimate Guide To Buying a Home
A First Time Homebuyers Guide In DFW
Are You Ready To Buy?
25 Insider Secrets To Buying A Home
How to Improve Your Credit
Download All My Guides For Free
Steven J. Thomas
Steven J. Thomas has been in the financial services industry for the past 19 years and started my career as a Financial Planner for American Express Financial Advisors. I entered into banking with JP Morgan Chase as personal banker in 2003 and was promoted several times up to Small Business Specialist. I earned multiple Million Dollar Club awards and was ranked in the top 5 Small Business Specialist before I branched out in 2005 to start my own Financial Management Company. I ran a successful company before family circumstances lead me to Wachovia Bank in 2008 where I worked as a Senior Financial Specialist. As a Sr. Financial Specialist; I was responsible for the P & L and revenue growth of my banking center. The elimination of my role thru a bank merger lead me to BBVA Compass. I have held various leadership roles at BBVA Compass including Personal Relationship Manager, Branch Retail Executive, Workplace Solutions VP, and his current role as a Retail Manager. As the Regional Workplace Solutions VP, I was responsible for the strategic, tactical, and execution of Partnership Banking relationships, promotion and activity with corporate and non-profit companies in my footprint. I was responsible for the acquisition production for three districts, which includes 51 banking centers and over 300 employees. In May of 2014, I joined the team at Refind Realty and became one of the managing partners in mid-2015.
Wondering What Your DFW Home Could Be Worth in2026?
Get a Professional Home Valuation From A Local Market Expert
Unlock insights into potential selling prices.
Get a personalized analysis sent directly to your inbox.
Stay ahead with updates on property value fluctuations.
Benchmark your property against neighborhood listings.
Get a FREE Home Valuation And Potential Net Sheet:
I used this realtor and it was a great experience. He was patient and very helpful with our journey. He also helped us find a great lender with little hassle on the process, also got us approved for well above the market of our original home so we were able to get more house with a lower mortgage rate. So to anyone who is interested in buying a home take my advice give Steven a call. It’s worth it 😁
Bryant Loring
Steve was absolutely amazing! Everything was easy! Very professional in all aspects. Punctual, responsive, and diligent. He goes above and beyond to ensure you get to see as many homes as you’d like no matter the location. Not only was he knowledgeable about home buying, he also has a resourceful network for new home owner needs. I recommend Refind Realty to everyone!
Nicholas Bishop
I definitely recommend Steven to assist with your home buying needs. As a first time home buyer the process can be overwhelming, but as my realtor he was knowledgeable & patient while addressing my concerns and assisting me with my new home purchase. Thanks again Steven!! :-)
Gayle Mason
Ask Us Anything
Frequently Asked Questions
Why do you need a Realtor?
When buying or selling a home, there are so many options…which can also present a lot of obstacles. Laws change, forms change, and practices change all the time in the real estate industry. Because it’s our job to stay on top of those things, hiring a realtor reduces risk, and can also save you a lot of money in the long run.
When you work with me as your Realtor, you’re getting an expert who knows the area; knows how to skillfully guide your experience as a seller or buyer; can easily spot the difference between a good deal and a great deal. My job is to translate your dream into a real estate reality, and I work hard to earn and keep my business. This also means earning your trust: When you work with me, you’ll be working with a realtor who looks out for your best interests and is invested in your goals.
Which loan should you choose?
There are two different types of loans conventional loans and government-backed loans. The main difference is who insures these loans:
1 - Government-backed loans (FHA, VA and USDA):
(a) - Are, unsurprisingly, backed by the government.
(b) - Include FHA loans, VA loans, and USDA loans.
(c) - Make up less than 40 percent of the home loans generated in the U.S. each year.
2 - Conventional loans
(a) - Are not backed by the government.
(b) - Include conforming and non-conforming loans (such as jumbo loans).
(c) - Make up more than 60 percent of the loans generated in the U.S. each year.
What is the difference between FHA, VA and USDA loans?
1 - FHA LOANS:
FHA loans, which are insured by the Federal Housing Administration, are typically designed to meet the needs of first-time homebuyers with low or moderate incomes. FHA loans can be approved with a down payment of as little as 3.5 percent and a credit score as low as 580.
FHA loans are often called “helper loans,” because they give a leg up to potential borrowers who may not be able to secure one otherwise. For this reason, FHA loans have maximum lending limits, which are determined based on housing values for the county where the for-sale home is located.
Because the agency is taking on more risk by insuring FHA loans, the borrower is expected to pay mortgage insurance both at the time of closing and on a monthly basis, and the property must be owner-occupied.
2 - VA LOANS:
VA loans are backed by the Department of Veterans Affairs and they are guaranteed to qualified veterans and active-duty personnel and their spouses. VA loans can be approved with 100 percent financing, meaning VA borrowers are not required to make a down payment.
Unlike FHA loans, borrowers do not have to pay mortgage insurance on VA loans.
3 - USDA LOANS:
You may also hear about USDA loans, which are backed by the United States Department of Agriculture mortgage program. USDA loans are intended to support homeowners who purchase homes in rural and some suburban areas. USDA loans do not require a down payment and may offer lower interest rates; borrowers may have to pay a small mortgage insurance premium in order to offset the lender’s risk.
What’s a conventional loan? Understanding what it means to be conforming and non-conforming
Buyers who have a more established credit history and a larger down payment may prefer to apply for a conventional loan. These loans may offer a lower interest rate and only require the home buyer to purchase monthly mortgage insurance while the loan-to-value ratio is above a certain percentage, so a conventional loan borrower can typically save money in the long run.
Conventional loans are divided into two types: Conforming loans and non-conforming loans.
1 - CONFORMING LOANS:
Conforming loans are those that meet (or conform to) predetermined standards set by Fannie Mae and Freddie Mac — two government-sponsored institutions that buy and sell mortgages on the secondary market. By selling the loans to "Fannie and Freddie," lenders can free up their capital and return to issue more mortgages than if they had to personally back every loan that they approve.
The main standard for conforming loans is that the amount borrowed must be under a certain amount; in Alaska, a single-family home loan must be under $647,200 in order to be considered conforming.
Properties with more than one unit have higher limits.
2 - NON-CONFORMING (JUMBO) LOANS:
But what happens if a borrower wants to borrow more than the Freddie- and Fannie-approved loan amount? In this case, they would have to apply for a “jumbo loan,” which is the most common type of non-conforming loan.
Because the lender cannot resell the jumbo loan (or any non-conforming loan) to Freddie Mac or Fannie Mae, jumbo loans are considered to be riskier than a conforming loan. To protect against this risk, the bank will typically require a higher down payment; the interest rate on a jumbo loan may also be higher than if the same borrower applied for a conforming loan.
What kind of rate should you choose?
Rate types: Fixed-rate vs. adjustable-rate mortgages.
In addition to the loan type you choose, you’ll also have to determine if you want a fixed-rate mortgage or an adjustable-rate mortgage (ARM). A fixed-rate mortgage has an interest rate that does not change for the life of the loan, so it provides predictable monthly payments of principal and interest.
An adjustable-rate mortgage typically offers an initial introductory period with a low-interest rate. Once this period is over, the interest rate adjusts periodically, based on the market index. The initial interest rate on an ARM can sometimes be locked in for different periods, such as one, three, five, seven, or 10 years. Once the introductory period is over, the interest rate typically readjusts annually.
Locate Us
Site: stevenjthomas.com
Call :(972) 846-9170
Email: [email protected]
Office 128 S Cockrell Hill Rd, DeSoto, TX 75115
Refind Realty Inc · Broker of record: Natasha Martini Martinez
© Copyright 2026 | All Rights Reserved
Steven J. Thomas, Owner and Associate Broker · TREC #0657467 · NMLS #689220 · Equal Housing Opportunity
Privacy Policy | Terms of Service | Fair Housing Statement
Refind Realty Inc · 128 S Cockrell Hill Rd, DeSoto, TX 75115 · (972) 846-9170
Facebook
Instagram
X
LinkedIn
Youtube
TikTok