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Young couple touring a new construction home in a fast-growing Dallas suburb with real estate agent

5 Fastest Growing Areas Near Dallas for Homebuyers in 2025  

May 20, 20254 min read

5 Fastest Growing Areas Near Dallas for Homebuyers in 2025

By Steven Thomas, Refind Realty

Young couple touring a new construction home in a fast-growing Dallas suburb with real estate agent

Introduction

If you're buying a home in 2025, Dallas isn't the only place you should be looking.

The metroplex is expanding fast, and some of the most promising opportunities for homebuyers are just outside the city limits. These areas offer new construction options, more square footage for your dollar, great schools, and rising home values.

I’ve personally helped buyers move into these fast-growing areas, and every single one of them is seeing serious investment, population growth, and new home development.

Here are my top 5 fastest growing areas near Dallas you should know about.

1. Celina, TX

Celina is no longer a hidden gem. With rapid development and a master plan for long-term growth, this small town is becoming one of the most sought-after suburbs north of Dallas.

Why Celina?

  • New master-planned communities like Light Farms and Mustang Lakes

  • Top-rated Prosper ISD schools

  • Projected population growth of over 400% by 2040

  • Tons of new construction options under $600K

If you're looking for value and future appreciation, Celina is worth your time.

👉 Explore New Construction in DFW

2. Forney, TX

Located just 20 miles east of Dallas, Forney is booming with new residential communities and retail expansion. It’s one of the top relocation spots for families moving from inside the city.

Highlights:

  • Affordable new homes from the mid-$300s

  • Expanding highway access via US-80

  • Strong school ratings and new campuses under construction

  • Ideal for first-time buyers or young families

Several of my buyers have closed in Forney recently, and their homes have already gained equity.

👉 Get Pre-Approved to Start Your Search

3. Melissa, TX

Melissa offers a balance of small-town charm and growing opportunity. Located just north of McKinney, it’s perfect for buyers who want peace and space without sacrificing access to jobs and schools.

What’s driving growth:

  • Quiet neighborhoods with large lots

  • Excellent school district (Melissa ISD)

  • Proximity to Highway 75 and Collin County employers

  • Rapid appreciation of home values

Melissa homes are going fast. If you see something you like, act quickly.

👉 Download the Lone Star App here

4. Princeton, TX

If you want affordability and fast equity growth, Princeton should be on your radar.

Why buyers are loving Princeton:

  • Homes priced below the DFW average

  • Explosive population growth (double-digit annual rate)

  • New schools, retail, and infrastructure underway

  • Located just east of McKinney

Princeton is ideal if you're looking to buy now and grow into your home or sell for a profit in a few years.

👉 Check Out the New Construction Buyer Guide

5. Aubrey, TX

Aubrey sits just north of Denton and has seen a wave of new development over the past three years. What used to be known for horse country is now packed with top-tier neighborhoods and builders.

Why it’s growing fast:

  • Major developments like Sandbrock Ranch and Union Park

  • Low taxes and strong property value growth

  • Quick access to Denton, Frisco, and Plano job markets

  • Family-focused communities with lots of green space

If you're looking for value, newer schools, and a relaxed lifestyle, Aubrey is a smart pick.

👉 Join My New Construction Webinar

Final Thoughts

The Dallas market is still competitive, but these surrounding areas are giving buyers more flexibility, better pricing, and incredible long-term upside.

If you’re thinking about making a move in 2025, I’ll help you figure out which community fits your goals, budget, and timeline.

Download the Lone Star App here: https://lonestarliving.hsidx.com/@sthomas
You're Always Home With Refind Realty.

FAQs

What is the best suburb to buy near Dallas in 2025?
Celina, Forney, and Melissa are three of the top-performing growth areas this year.

Are homes in these suburbs more affordable than Dallas?
Yes. Many of these communities offer lower prices, new builds, and more space compared to Dallas proper.

Is new construction a good investment in DFW right now?
In the right areas, yes. I help clients find builder incentives, price appreciation history, and resale value.

How long does it take to build a home in these areas?
Anywhere from 6 to 12 months, depending on the builder, lot selection, and financing.

Can I buy in these areas with low money down?
Yes. Many builders are offering financing incentives, and I’ll help you get pre-approved with local lenders.

Fastest growing suburbs Dallas 2025best places to buy near Dallasnew homes Dallas suburbsDFW real estate growth Steven Thomas Realtor
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Owned and Operated by Thomas & Thomas Financial Group, LLC

Steven J. Thomas

Steven J. Thomas has been in the financial services industry for the past 19 years and started my career as a Financial Planner for American Express Financial Advisors. I entered into banking with JP Morgan Chase as personal banker in 2003 and was promoted several times up to Small Business Specialist. I earned multiple Million Dollar Club awards and was ranked in the top 5 Small Business Specialist before I branched out in 2005 to start my own Financial Management Company. I ran a successful company before family circumstances lead me to Wachovia Bank in 2008 where I worked as a Senior Financial Specialist. As a Sr. Financial Specialist; I was responsible for the P & L and revenue growth of my banking center. The elimination of my role thru a bank merger lead me to BBVA Compass. I have held various leadership roles at BBVA Compass including Personal Relationship Manager, Branch Retail Executive, Workplace Solutions VP, and his current role as a Retail Manager. As the Regional Workplace Solutions VP, I was responsible for the strategic, tactical, and execution of Partnership Banking relationships, promotion and activity with corporate and non-profit companies in my footprint. I was responsible for the acquisition production for three districts, which includes 51 banking centers and over 300 employees. In May of 2014, I joined the team at Refind Realty and became one of the managing partners in mid-2015.

  • 50+ 5 Star Reviews

  • Over $60,000,000 in Total Real Estate Sales

  • 167 Properties Sold

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succesfull real estate agent testimonials

I used this realtor and it was a great experience. He was patient and very helpful with our journey. He also helped us find a great lender with little hassle on the process, also got us approved for well above the market of our original home so we were able to get more house with a lower mortgage rate. So to anyone who is interested in buying a home take my advice give Steven a call. It’s worth it 😁

Bryant Loring

Steve was absolutely amazing! Everything was easy! Very professional in all aspects. Punctual, responsive, and diligent. He goes above and beyond to ensure you get to see as many homes as you’d like no matter the location. Not only was he knowledgeable about home buying, he also has a resourceful network for new home owner needs. I recommend Refind Realty to everyone!

Nicholas Bishop

I definitely recommend Steven to assist with your home buying needs. As a first time home buyer the process can be overwhelming, but as my realtor he was knowledgeable & patient while addressing my concerns and assisting me with my new home purchase. Thanks again Steven!! :-)

Gayle Mason

Ask Us Anything

Frequently Asked Questions

Why do you need a Realtor?

When buying or selling a home, there are so many options…which can also present a lot of obstacles. Laws change, forms change, and practices change all the time in the real estate industry. Because it’s our job to stay on top of those things, hiring a realtor reduces risk, and can also save you a lot of money in the long run.

When you work with me as your Realtor, you’re getting an expert who knows the area; knows how to skillfully guide your experience as a seller or buyer; can easily spot the difference between a good deal and a great deal. My job is to translate your dream into a real estate reality, and I work hard to earn and keep my business. This also means earning your trust: When you work with me, you’ll be working with a realtor who looks out for your best interests and is invested in your goals.

Which loan should you choose?

There are two different types of loans conventional loans and government-backed loans. The main difference is who insures these loans:

1 - Government-backed loans (FHA, VA and USDA):

(a) - Are, unsurprisingly, backed by the government.

(b) - Include FHA loans, VA loans, and USDA loans.

(c) - Make up less than 40 percent of the home loans generated in the U.S. each year.

2 - Conventional loans

(a) - Are not backed by the government.

(b) - Include conforming and non-conforming loans (such as jumbo loans).

(c) - Make up more than 60 percent of the loans generated in the U.S. each year.

What is the difference between FHA, VA and USDA loans?

1 - FHA LOANS:

FHA loans, which are insured by the Federal Housing Administration, are typically designed to meet the needs of first-time homebuyers with low or moderate incomes. FHA loans can be approved with a down payment of as little as 3.5 percent and a credit score as low as 580.

FHA loans are often called “helper loans,” because they give a leg up to potential borrowers who may not be able to secure one otherwise. For this reason, FHA loans have maximum lending limits, which are determined based on housing values for the county where the for-sale home is located.

Because the agency is taking on more risk by insuring FHA loans, the borrower is expected to pay mortgage insurance both at the time of closing and on a monthly basis, and the property must be owner-occupied.

2 - VA LOANS:

VA loans are backed by the Department of Veterans Affairs and they are guaranteed to qualified veterans and active-duty personnel and their spouses. VA loans can be approved with 100 percent financing, meaning VA borrowers are not required to make a down payment.

Unlike FHA loans, borrowers do not have to pay mortgage insurance on VA loans.

3 - USDA LOANS:

You may also hear about USDA loans, which are backed by the United States Department of Agriculture mortgage program. USDA loans are intended to support homeowners who purchase homes in rural and some suburban areas. USDA loans do not require a down payment and may offer lower interest rates; borrowers may have to pay a small mortgage insurance premium in order to offset the lender’s risk.

What’s a conventional loan? Understanding what it means to be conforming and non-conforming

Buyers who have a more established credit history and a larger down payment may prefer to apply for a conventional loan. These loans may offer a lower interest rate and only require the home buyer to purchase monthly mortgage insurance while the loan-to-value ratio is above a certain percentage, so a conventional loan borrower can typically save money in the long run.

Conventional loans are divided into two types: Conforming loans and non-conforming loans.

1 - CONFORMING LOANS:

Conforming loans are those that meet (or conform to) predetermined standards set by Fannie Mae and Freddie Mac — two government-sponsored institutions that buy and sell mortgages on the secondary market. By selling the loans to "Fannie and Freddie," lenders can free up their capital and return to issue more mortgages than if they had to personally back every loan that they approve.

The main standard for conforming loans is that the amount borrowed must be under a certain amount; in Alaska, a single-family home loan must be under $647,200 in order to be considered conforming.

Properties with more than one unit have higher limits.

2 - NON-CONFORMING (JUMBO) LOANS:

But what happens if a borrower wants to borrow more than the Freddie- and Fannie-approved loan amount? In this case, they would have to apply for a “jumbo loan,” which is the most common type of non-conforming loan.

Because the lender cannot resell the jumbo loan (or any non-conforming loan) to Freddie Mac or Fannie Mae, jumbo loans are considered to be riskier than a conforming loan. To protect against this risk, the bank will typically require a higher down payment; the interest rate on a jumbo loan may also be higher than if the same borrower applied for a conforming loan.

What kind of rate should you choose?

Rate types: Fixed-rate vs. adjustable-rate mortgages.

In addition to the loan type you choose, you’ll also have to determine if you want a fixed-rate mortgage or an adjustable-rate mortgage (ARM). A fixed-rate mortgage has an interest rate that does not change for the life of the loan, so it provides predictable monthly payments of principal and interest.

An adjustable-rate mortgage typically offers an initial introductory period with a low-interest rate. Once this period is over, the interest rate adjusts periodically, based on the market index. The initial interest rate on an ARM can sometimes be locked in for different periods, such as one, three, five, seven, or 10 years. Once the introductory period is over, the interest rate typically readjusts annually.

Office 1229 E. Pleasant Run Ste 224, DeSoto TX 75115

Call :(713) 505-2280

Site: www.stevenjthomas.com

Owned and Operated by Thomas & Thomas Financial Group, LLC