How Much Will I Net Selling My House in DeSoto, TX?
Last updated October 12, 2026
How Much Will I Net Selling My House in DeSoto, TX?
On a $350,000 DeSoto sale, the example below leaves a seller about $83,500 after costs with no concession, and about $76,500 with a 2% concession. Both assume a $240,000 mortgage payoff. Your number depends on your payoff, your commission agreement, and what the buyer asks you to pay.
DeSoto homes closed at a median of $350,000 in August 2026, with a median of 27 days on market and a sold-to-list ratio of 99.1% (RPR / NTREIS, data as of 8/31/2026). That is the price a typical seller was working from. What lands in your account at closing is a different number, and most sellers never see it until the title company sends the settlement statement.
How much does it cost to sell a house in DeSoto, TX?
Expect costs in the range of 7% to 10% of the sale price in the example below. Commission, title and escrow fees, prorated property tax, repairs from the option period, and any buyer concession all come out of the sale price before you keep a dollar.
These are example assumptions for a $350,000 sale, not market statistics. Your title company and listing agreement set the real figures.
| Line item (example) | No concession | 2% concession |
|---|---|---|
| Sale price | $350,000 | $350,000 |
| Total commission at 5% (negotiable) | -$17,500 | -$17,500 |
| Buyer concession toward closing costs | $0 | -$7,000 |
| Title, escrow, and recording fees | -$3,500 | -$3,500 |
| Prorated property tax through closing | -$3,000 | -$3,000 |
| Repairs agreed after the option period | -$2,500 | -$2,500 |
| Total costs | $26,500 (7.6%) | $33,500 (9.6%) |
| Proceeds before mortgage payoff | $323,500 | $316,500 |
| Mortgage payoff (example) | -$240,000 | -$240,000 |
| Cash to you at closing | $83,500 | $76,500 |
What did DeSoto homes actually sell for this summer?
The August 2026 median sold price in DeSoto was $350,000, against a median list price of $409,949 on homes still active at month-end (RPR / NTREIS, as of 8/31/2026). The $59,949 gap is part overpricing and part mix, because larger, pricier homes sit longer while smaller ones clear.
The same report shows the median sold price 0.7% below the $352,450 it posted twelve months earlier. If you built your net-proceeds math on a neighbor's 2024 sale, rerun it. For a closer look at the online estimate that often anchors those expectations, read why a Zestimate can miss your DeSoto price.
Who pays the buyer's agent when you sell?
In Texas, buyer's agent compensation is negotiated. It appears in your listing agreement and in the contract with the buyer. No law sets it, and the total you agree to is the biggest single line in the table above.
Ask your listing agent for the number in writing before you sign, and ask what happens if a buyer asks you to cover their agent's fee on top of it.
Do seller concessions come out of your net?
Yes. A concession is money you agree to credit the buyer at closing, so it reduces your proceeds dollar for dollar. Statewide, the median price cut was $12,000, or 3.3% of the initial list price, in June 2026 (Texas Real Estate Research Center, Texas Housing Insight, August 2026).
That figure covers price cuts, not concessions, but it shows how much room buyers are negotiating for right now. See how seller concessions work in DFW before you decide whether to cut the price or offer a credit. The Texas Real Estate Research Center publishes its monthly report at trerc.tamu.edu.
What moves your DeSoto net up or down?
Three things move it most: your mortgage payoff, the price you accept, and how long the house sits. Every extra month on the market adds a mortgage payment, taxes, and insurance to your costs, and a stale listing invites a lower offer.
At a 27-day median in August, a priced-right DeSoto home was not waiting long. Read how long it takes to sell a house in DeSoto for the timeline behind that number. Run the carrying cost of your own payment, taxes, and insurance against the offer in hand before you decide to wait.
Most agents hand you a sale price and stop there. I price the sale and the next move together, so you see the cash at closing before you list. If you plan to buy or build after you sell, that number sets your down payment. Start with DeSoto real estate if you want to see where your street sits, or read what a DeSoto listing plan looks like.
Find out what your equity looks like today.
Get your free Home Wealth Report and see your estimated payoff, equity, and cash at closing for your DeSoto home.
Frequently asked questions
Is there a transfer tax when you sell a house in Texas?
Texas does not charge a state transfer tax. You still pay recording fees, title charges, and prorated property tax through the closing date.
What is a seller's net sheet?
A net sheet is an estimate of your costs and your cash at closing. Your agent should give you one before you list and update it with each offer.
Can you negotiate the commission when you sell?
Yes. Commission is set in your listing agreement and is negotiable. Compare what each agent includes for that fee, along with the fee itself.
When does the seller get paid at closing in DeSoto?
Funds are typically released after the deed is recorded and funded, which can be the same day or the next business day depending on the title company.
Do you owe capital gains tax on a DeSoto home sale?
It depends on your gain, how long you lived there, and your filing status. Ask a tax professional before you list, since this article does not give tax advice.
About the author. Steven J. Thomas, Broker, Refind Realty DFW · Loan Officer, Envision Home Lending LLC, NMLS #689220. Steven holds a financial planning degree from Baylor University and has worked in financial services for more than 20 years.
Steven J. Thomas · Broker, Refind Realty DFW · TREC Broker License #0657467 · Loan Officer, Envision Home Lending LLC · NMLS #689220 · Company NMLS #2619789. Read the TREC Information About Brokerage Services and Consumer Protection Notice. Equal Housing Opportunity. Market data is based on current conditions and does not guarantee a price, timeline, or outcome. Example figures are illustrations, not quotes. Call or text 972-846-9170.
