Is Now the Right Time to Sell and Build in DeSoto, TX?

by Steve

Introduction: Should You Sell and Build at the Same Time?

Selling your current home and building a new one can feel risky. But if you live in DeSoto, TX, this might be one of the best times to do both.
You’ve got rising home values, growing buyer demand, and new construction communities offering big incentives. That creates opportunity—if you plan right.

So, is now the right time to sell and build in DeSoto? Let’s walk through it.

Neighborhood Spotlights: Where DeSoto Stands Out

DeSoto isn’t just affordable—it’s also close to Dallas and full of new construction potential. Here’s what’s happening in key neighborhoods:

Stillwater Canyon

A favorite for new construction buyers, especially those moving up or downsizing. Builders like Bloomfield and First Texas Homes offer floorplans from 1,800 to 3,500 sq ft—with flexible incentives.

Elerson Ranch

Established resale homes on larger lots. A great opportunity to sell now for top dollar and reinvest in a lower-maintenance build.

Hidden Canyon & Kentsdale Farm

Emerging areas with new build options under $400K. Builders are offering closing cost assistance and design upgrades.

Nearby Bonus: Cedar Hill, Red Oak, and Glenn Heights offer similar pricing and are only 10–15 minutes away.

Internal Links:

• Dallas-Fort Worth New Construction Homes

• New Construction Home Guide

Market Trends in DeSoto (2024–2025)

According to Redfin & North Texas MLS:

• Median resale home price: $288,500 (+3.7% YoY)

• New construction average price: $327,000

• Average days on market: 19 (down from 31 in 2023)

• Inventory: Tight for move-in-ready homes; builders still building under demand

Expert Quote:
“DeSoto sellers are gaining leverage, while builders are still offering incentives. That gap won’t last forever.”
— LaToya James, DFW Real Estate Strategist

Cost Breakdown: Selling + Building

Selling Costs

Category Typical Range Realtor Commission 5–6% of sale price Repairs/Staging $1,500–$5,000 Closing Costs 1–2%

Building Costs

Category Typical Range Base Price (New Build) $280K–$350K Lot Premium $5K–$25K Upgrades/Options $15K–$50K Construction Loan Fees $3K–$7K

Net Savings Strategy:
Sell high, secure builder incentives, and roll existing equity into a new home—reducing your future mortgage.

Internal Links:

• Home Seller Score

• Home Seller Checklist

Builder & Community Insights

These builders currently offer the best value in DeSoto:

Bloomfield Homes (Stillwater Canyon)

• One- and two-story floorplans from 1,800–3,400 sq ft

• Incentives: up to $20K in closing cost help or design credits

First Texas Homes (The Villages at Charleston)

• Energy-efficient homes, luxury features included

• Often allows customizations before drywall

HistoryMaker Homes (Glenn Heights area)

• Affordable new builds under $350K

• Offers flexible move-in timelines

Many offer free appliance packages, interest rate buydowns, or design upgrades for contracts signed this quarter.

Internal Link:

• New Construction Homes Rebate Program

Financing & Incentives: What Makes It Work Now?

Construction-to-Perm Loans

One loan covers construction and long-term financing. Great for simplifying the process if you're selling and building simultaneously.

Bridge Loans

Use equity from your current home to fund your new build—before selling. This avoids double moves or temporary rentals.

Current Builder Incentives (2025):

• 2/1 Rate Buydowns

• Up to $20K toward closing costs

• Free design center credit

• No PMI programs with 10% down

Pro Tip: Some lenders waive loan fees for move-up or move-down buyers using partner builders.

Internal Link: Get Pre-Approved

Conclusion: Right Time, Right Plan

Selling and building at the same time might sound overwhelming—but in DeSoto, it’s doable. And if you time it right, you can sell at peak pricing, leverage builder incentives, and land in a brand-new home without overpaying.

The key? Planning and using the right tools.

Download the Lone Star Living App now
Search listings, compare builders, track your equity, and start your next chapter—all in one place.

More Resources:

• New Construction Webinar

• Home Seller Guides

You're Always Home With Refind Realty!

FAQs

1. Should I sell my house before building a new one?

Yes—if you want to use your equity for the down payment and avoid juggling two mortgages. A bridge loan can help smooth the gap.

2. How long does it take to build in DeSoto?

New homes typically take 6–8 months, depending on builder availability and weather. Quick move-in homes may be ready in 30–90 days.

3. Are new construction homes in DeSoto affordable?

Yes. You’ll find options under $350K, especially in Stillwater Canyon, Hidden Canyon, and nearby suburbs like Glenn Heights.

4. Is now a good time to sell in DeSoto?

Yes. Buyer demand is strong, inventory is tight, and values have climbed steadily over the last 24 months.

5. Can I live in my current home while building a new one?

Yes—but plan your sale timeline carefully. Work with a builder and agent to avoid gaps between closing and construction.

Internal Links:

• Home Selling Options

• Home Seller Webinars