DeSoto, TX Home Selling Tips for Downsizing Seniors

by Steve

Introduction

If you're a senior in DeSoto thinking about downsizing, you're not alone. Many homeowners are choosing to simplify their lives, reduce maintenance, and free up equity. But selling a longtime home takes more than just putting up a "For Sale" sign. This guide walks you through smart, realistic steps to sell your home and transition smoothly.

Neighborhood Spotlights in DeSoto

North DeSoto (near I-35E): Great access to healthcare, shopping, and one-story homes. These neighborhoods appeal to buyers looking for ease and convenience.

Southwest DeSoto (Cedar Hill Rd area): Quieter streets and newer developments. Homes here tend to attract seniors and retirees for their low-maintenance appeal.

Mantlebrook & Timberbrook: Established communities with mature trees, community pride, and affordability. Ideal for seniors planning to sell and buy smaller locally.

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DeSoto Market Trends (2024–2025)

• Median home sale price: ~$357,000 (May 2025)

• Homes are staying on the market for 37–45 days

• 21% of homes are selling over asking price

• Inventory is up, meaning more competition

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Cost Breakdown for Downsizing Seniors

Expense Typical Cost Why It Matters Minor Repairs $500–$2,000 Boost appeal and pass inspections Staging & Declutter $1,500–$3,000 Helps buyers picture living in your home Agent Commission ~6% of sale price Professional guidance & marketing Closing Costs 2–3% of sale Covers title, taxes, and legal fees Moving & Storage $1,500–$3,000 Downsizing means careful planning

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Builder & Community Options

• Nearby 55+ and active-adult communities with low-maintenance designs

• Highland Homes and other local builders offering one-story floor plans

• New construction often comes with builder incentives or upgrades

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Financing & Incentives

• Bridge loans: Help fund your next purchase before your current home sells

• Reverse mortgages: Let you tap equity while staying in your home

• Builder incentives: Include closing cost assistance and upgraded features

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Conclusion

Downsizing doesn’t have to be overwhelming. With the right strategy and support, you can sell confidently and move forward with ease.

Start by reviewing your Home Seller Score, exploring New Construction Rebates, and using our Seller Checklist.

And don’t forget to Download the Lone Star Living App now to connect with local agents, track market activity, and plan your next step.

FAQs

1. What price range attracts buyers in DeSoto?
Most homes sell between $330K and $360K. Pricing within 3% of comps improves buyer interest.

2. Should I sell before buying my next home?
Yes, in most cases. You can also explore temporary housing or bridge financing.

3. Is it worth staging my home?
Yes. Homes that are staged sell faster and often for more.

4. What are reverse mortgage risks?
Reverse mortgages don’t require monthly payments, but the loan becomes due when you move or pass away.

5. How do I prep for showings?
Declutter, depersonalize, and ensure clean, well-lit spaces.

6. Can I manage the paperwork myself?
Work with a real estate agent who handles disclosures and contracts for you.

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