Moving From Out of State to DeSoto, TX – What to Expect

by Steve

Introduction

Relocating to Texas? You're not alone. DeSoto, a suburb just south of Dallas, has become a top destination for buyers moving from out of state. Whether you're leaving California for more space, New York for lower costs, or anywhere in between, DeSoto offers a compelling mix of affordability, community, and convenience.

If you're planning to call DeSoto home, here's what you need to know before the move.

Neighborhood Spotlights Around DeSoto

DeSoto

DeSoto is a growing city with a mix of new and established neighborhoods. It features family-friendly communities, good schools, and easy access to downtown Dallas via I-35.

Cedar Hill

Just west of DeSoto, Cedar Hill offers scenic views, nature preserves, and larger homesites. It’s a favorite for buyers looking for suburban peace with urban convenience.

Lancaster

Lancaster borders DeSoto to the east and provides affordable housing options and proximity to major employers. It’s a great entry point for first-time buyers relocating to the region.

Explore Dallas-Fort Worth New Construction Homes for current listings in these areas.

Local Market Trends (2024–2025)

• Median Home Price in DeSoto (Q2 2025): $354,000

• YOY Appreciation: 8.6%

• Days on Market: 26 (down from 31 in 2024)

• Inventory: Slightly lower than 2024, leading to more competitive bidding on updated homes

According to the Dallas Fed, the DFW metroplex is expected to add more than 120,000 jobs in 2025, which will continue driving housing demand in the suburbs.

Cost Breakdown: Moving & Living in DeSoto

Cost of Living

DeSoto’s cost of living is 8% lower than the national average, making it attractive to out-of-state buyers seeking value without sacrificing amenities.

Moving Costs

Depending on your location, a long-distance move to DeSoto averages between $3,500 to $8,000. Plan for movers, vehicle shipping, and potential short-term rentals.

Property Taxes & Utilities

Texas has no state income tax, but property taxes are higher. In DeSoto, expect 2.5% to 2.8% of your home's value annually.

Pro tip: Use the Home Seller Checklist to prep your current home for sale before relocating.

Builder & Community Insights

Top builders active in the DeSoto area include:

• Bloomfield Homes (known for craftsman-style houses)

• First Texas Homes (offers semi-custom plans)

• Antares Homes (popular with first-time and move-up buyers)

Several communities offer new construction rebates when you work with preferred agents.

To understand builder timelines and incentives, register for the New Construction Webinar.

Financing & Incentives

Many out-of-state buyers benefit from:

• Bridge Loans (to buy before selling current home)

• 2-1 Buydowns (temporary rate reductions)

• Closing Cost Assistance (offered by some builders and lenders)

Start by getting pre-approved to understand your budget in Texas.

Texas lending timelines differ slightly from coastal states. Ask your lender about local title processes and HOA-related fees.

Expert Quotes

"DeSoto offers the best of both worlds—space, affordability, and access. It's ideal for buyers looking to escape high-cost states without sacrificing lifestyle."
— Jennifer Morales, TX Realtor and Relocation Specialist

"We’re seeing a steady increase in out-of-state buyers choosing DeSoto over pricier suburbs. The numbers show a strong return on investment over the next 5 years."
— Malik Thomas, DFW Housing Analyst

Conclusion & Next Steps

If you're moving from out of state to DeSoto, TX, you're in good company. The area continues to grow thanks to its location, affordability, and lifestyle offerings.

Your next steps:

• Download the Lone Star Living App now

• Get pre-approved

• Sign up for a free webinar

• Explore current DFW listings

Let's make your move smoother, smarter, and more successful.

FAQs

1. Is DeSoto a good place to raise a family?

Yes. DeSoto ISD is growing, and nearby charter and private schools give families options. Parks, sports, and community events make it family-friendly.

2. How far is DeSoto from Dallas?

Roughly 15 minutes to downtown Dallas via I-35E, making it ideal for commuters.

3. Is DeSoto affordable compared to other DFW suburbs?

Yes. It’s more affordable than Frisco or Plano but still offers great access and amenities.

4. Do I need a car in DeSoto?

Yes. Public transit is limited. Most residents rely on personal vehicles.

5. Can I buy new construction in DeSoto?

Absolutely. Several builders are active in the area, with more developments coming in 2025. Check out the New Construction Home Guide.

6. What's the job market like in the area?

DFW continues to lead the nation in job growth, especially in healthcare, logistics, and tech. DeSoto benefits from proximity to job centers in Dallas, Arlington, and the Mid-Cities.