Best Places to Retire in or Near DeSoto, TX (2025)

by Steve

Ready to Retire Near DeSoto?

If you're thinking about retirement in or near DeSoto, TX, you're in the right place. The area offers calm neighborhoods, affordable homes, and easy access to Dallas healthcare and amenities—without the traffic or price tag.

This guide shows you the top retirement-friendly communities around DeSoto and gives you practical advice on costs, builders, financing, and prepping your current home for sale.

Before you start browsing homes, download the Lone Star Living App to explore real-time listings and connect with local agents.

Neighborhood Spotlights: Where to Retire Around DeSoto

Thorntree Estates – DeSoto, TX

Larger custom homes, many with golf course views and mature trees. It’s not a 55+ community, but many retirees love the quiet atmosphere and wide layouts.

• Price range: ~$370K–$420K

• Ideal for: Active adults wanting space and privacy

• Perk: Close to Thorntree Golf Club

Hickory Manor – DeSoto, TX

This is a true 55+ neighborhood. It’s compact, quiet, and walkable. HOA handles yard work. You’ll meet neighbors quickly.

• Price range: ~$250K–$290K

• Retiree benefit: Maintenance-free

• Great match for: Buyers using the New Construction Rebate Program

Twin Creeks – Cedar Hill, TX

About 10 minutes from DeSoto, it’s perfect for nature lovers. Smaller, single-story homes, many built in the 2010s.

• Price range: ~$285K–$315K

• Perks: Proximity to Joe Pool Lake, nature trails

• Use the Home Seller Score if you're listing your current home

Meadow Creek Estates – Lancaster, TX

Flat lots, sidewalks, and senior-friendly services nearby. Homes are newer and attract downsizers from Dallas.

• Price range: ~$240K–$270K

• Tools to help: Home Seller Checklist, Home Selling Options

DeSoto Real Estate Trends (2024–2025)

• Median Sale Price: $357,000 (Q2 2025)

• Active Listings: Up 22% from 2024

• Time on Market: ~40 days

• Price/Sq Ft: ~$162

• Demand: Growing for single-story and low-maintenance homes

“The sweet spot for retirees? Homes under 2,000 sq ft with wide hallways, no stairs, and walk-in showers,” says Steven Thomas, broker at Refind Realty.

Cost Breakdown for Retirement Moves

Item Typical Cost Home purchase $250K–$400K Closing costs 2–3% of price Staging/prep $1,500–$3,000 Movers $1,000–$3,000 Property taxes ~2.4% annually HOA dues (if any) $500–$1,200/year

Before listing, walk through the Home Seller Guides or attend a Seller Webinar.

Builder & Community Insights

New Homes for Retirees Near DeSoto:

• Highland Homes – Building in Red Oak, Midlothian

• Bloomfield Homes – Energy-efficient, single-level plans

• D.R. Horton – Senior-friendly layouts under 1,600 sq ft

Explore more with the New Construction Home Guide and watch our New Construction Webinar for insider tips.

Mortgage & Financing Options

• Bridge Loans – Help you buy before you sell

• Reverse Mortgages – Let you tap equity and stay in your home

• Builder Incentives – May cover appliances or closing costs

• Fixed-Income Lending – Options for retirees with pensions or social security

Ready to plan? Start with Get Pre-Approved to know your numbers.

Wrap-Up: Choose the Right Next Step

Whether you're retiring in DeSoto or nearby Cedar Hill or Red Oak, the options are affordable, peaceful, and well-connected. You don’t need to go far to find a one-level home with everything you need—and nothing you don’t.

Take your first step by downloading the Lone Star Living App to browse real-time listings, check builder incentives, and connect with a local expert.

FAQs: Retiring in DeSoto

What’s the best place to retire near DeSoto?

Hickory Manor for 55+, Thorntree for luxury, and Twin Creeks for nature-lovers.

What if I need to sell my current home?

Use our Home Seller Score to know where you stand, then prep with the Home Seller Checklist.

Are there builder rebates for retirees?

Yes—view the New Construction Homes Rebate Program for details.

Is DeSoto affordable for retirement?

Yes. Lower home prices than Dallas, moderate taxes, and multiple single-level options.

How do I start downsizing?

Grab the Home Seller Guides, and join a Seller Webinar to hear from local experts.