How Much Does It Cost to Buy a New Construction Home in Dallas?

By Steven | Refind Realty

If you’re thinking about buying a new construction home in Dallas, one of your first questions is probably, “What’s this going to cost me?” The answer depends on a few key factors, including location, builder, upgrades, and timing. I work with buyers all over the Dallas-Fort Worth area and help break down the numbers so there are no surprises.

Let’s walk through what you can expect to spend — and how to make the most of your budget.

What’s the Average Cost of a New Construction Home in Dallas?

As of 2025, most new construction homes in Dallas start around $375,000 and can climb well past $900,000 depending on the area and size.

Here’s a rough pricing range based on location:

• South Dallas/Red Oak: $375,000 to $450,000

• McKinney/Prosper: $450,000 to $650,000

• Frisco/Celina: $550,000 to $800,000

• North Dallas/Park Cities: $800,000 and up

For buyers looking at a move-in-ready home from a quality builder, the sweet spot is usually between $425,000 and $650,000.

You can browse current listings here:
👉 Dallas-Fort Worth New Construction Homes

What’s Included in That Price?

This is where a lot of buyers get caught off guard. Here’s what your base price usually includes:

• Standard floor plan and elevation

• Basic flooring, countertops, and appliances

• Lot (but not always the premium ones)

• Warranty coverage

What’s not included? Upgrades, lot premiums, closing costs, landscaping, and sometimes blinds or fencing.

Common Add-Ons and Upgrades

Most buyers add between $20,000 and $60,000 in upgrades depending on the builder. I always go over the upgrade list with my clients to help keep the budget in check.

Most common upgrades:

• Luxury vinyl or engineered wood flooring

• Quartz or granite countertops

• Extended patios or outdoor kitchens

• Smart home packages

• Designer light fixtures

Some builders also charge $5,000 to $25,000 for lot premiums, especially if it’s a corner lot or backs up to a greenbelt.

Other Costs to Factor In

Buying a home isn’t just the sticker price. Make sure to plan for:

• Earnest money: Typically 1% of the sales price

• Design center deposit: Some builders require $5,000 to $15,000 upfront for upgrades

• Closing costs: Usually 2% to 5% of the purchase price

• HOA fees: These range from $300 to $1,200 per year

• Property taxes: Most new communities have 2.3% to 3.1% tax rates

Start planning with my New Construction Home Guide

How Builders Offer Incentives

Many builders in the Dallas area offer incentives to attract buyers. These might include:

• Help with closing costs

• Interest rate buydowns

• Free appliance or upgrade packages

In 2025, we’re seeing more builder credits return as inventory grows, especially in outer suburbs like Princeton, Anna, and Forney.

Get matched with the best incentives through my Refind Realty Rebate Program

Quick Tip: Get Pre-Approved First

Before you start touring models or dreaming about finishes, know your numbers. I help buyers get connected with lenders who specialize in new builds and understand builder timelines.

Start here:
👉 Get Pre-Approved

FAQs

Are new construction homes more expensive than resale?
Sometimes. But with fewer repairs and warranties included, many buyers find the long-term value worth it.

Can I negotiate the price of a new home?
You can often negotiate incentives, upgrades, or closing cost help. The base price is usually firm with large builders.

How much do I need as a down payment?
It varies. Many buyers put 5% to 20% down. VA and FHA loans require less.

Can I buy a new home if I have a house to sell?
Yes. Many builders accept contingency contracts or longer closings. I help you time it right.

What’s the best time to buy new construction in Dallas?
Early in the year or during builder closeout seasons (typically late summer or fall) can be the best times to find deals.

Final Thoughts from Steven

Buying a new construction home in Dallas is an exciting step, but understanding the full cost helps you make smart decisions. From base prices to upgrades and incentives, I’m here to help you navigate every part of the process with clarity.

Let’s find your perfect home — and keep your budget in check.

👉 Download the Lone Star App here: https://lonestarliving.hsidx.com/@sthomas
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