Cash Offers vs. Traditional Sales in DeSoto, TX: Which is Better for You?

By Steven Thomas – Refind Realty

Selling your home in DeSoto isn't just about putting a sign in the yard. It's about making smart decisions that fit your timeline and your bottom line. I’m Steven Thomas with Refind Realty, and I help sellers navigate this every day.

One of the first questions I ask clients is this:
Do you want speed, or do you want top dollar?
The answer usually points us toward either a cash offer or a traditional sale. Let’s walk through both.

What’s a Cash Offer?

A cash offer means the buyer is using their own money—no financing, no lender. In DeSoto, these buyers are often investors, relocation companies, or individuals looking to buy quickly.

Cash Offer Benefits:

• Closes fast—often in 7–14 days

• No lender delays, appraisals, or financing issues

• Most deals are as-is, meaning no repairs or staging needed

Cash Offer Drawbacks:

• Typically below market value—most are 10–20% under

• Limited room to negotiate terms

Want to see how a cash offer stacks up for your home? Check out my Home Selling Options page for a breakdown.

What’s a Traditional Sale?

In a traditional sale, I list your home on the open market, market it to buyers, and negotiate offers—usually from buyers using a mortgage loan.

Traditional Sale Benefits:

• You’ll likely get top dollar—especially in today’s DeSoto market

• More buyer options and room to negotiate favorable terms

• Higher demand in areas like Mantlebrook and Cockrell Hill

Traditional Sale Drawbacks:

• Can take 30–45 days or longer

• May require repairs, appraisals, or staging

• Showings and prep take more effort

Before you go this route, make sure to download my Home Seller Checklist to get organized.

Which is Right for the DeSoto Market?

In 2025, the average home price in DeSoto is hovering around $335,000, and homes are selling fast—especially move-in-ready properties under $400K. Cash buyers are still out there, but more homeowners are getting full asking price (or more) when they list traditionally.

If you're not sure which path is right, watch my Home Seller Webinar. I cover real numbers and real case studies from clients right here in DeSoto.

When to Consider a Cash Offer

Here’s when a cash offer might make the most sense:

• Your home needs serious repairs or updates

• You’ve inherited a home and want to sell fast

• You’ve already bought your next home

• You’re relocating or facing a time crunch

I’ll run a side-by-side net sheet so you can see the actual difference in dollars. Sometimes, less hassle is worth it.

When to Go Traditional

You’ll probably want to go with a traditional sale if:

• Your home is clean, updated, and ready to show

• You can wait 30–60 days to close

• You want to maximize your return

Sellers I work with who take this route also get access to tools like my Home Seller Score to help price and prepare their homes competitively.

My Take as a Local Agent

I don’t push clients one way or the other. My job is to help you make the best decision for your needs.

Some sellers want certainty and speed. Others want to maximize their profit. Many want to see both options side-by-side—and I can help with that.

You’re Always Home With Refind Realty.

Ready to explore your options with a local expert?

Download the Lone Star App here to view cash offers, buyer activity, and new construction listings.

FAQs About Selling in DeSoto

1. Will I make more money with a traditional sale?
In most cases, yes—especially if your home is in good shape and priced right.

2. What’s the fastest way to sell?
Cash. Some deals close in under 10 days.

3. Do I need to make repairs to sell traditionally?
Not always. With the right pricing strategy, you can sell as-is.
Want more tips? Use my Home Selling Guide for strategies I give my own clients.

4. Can I still sell if I’m not in town?
Absolutely. I handle remote sales regularly and even offer video walkthroughs.

5. What about closing costs?
Cash deals often have fewer costs, but traditional sales usually net more overall even with agent fees.

6. Do you offer help with new construction if I sell?
Yes. If you're planning to sell and build new, check out my New Construction Home Guide or attend my New Construction Webinar for tips on timing both transactions smoothly.