Upsizing to a Bigger Home in DeSoto, TX? Read This First

by Steve

Introduction

Looking to upsize in DeSoto? Whether your family is growing or you just want more room to live and breathe, this move deserves serious planning. With DeSoto home prices holding steady around $355K and demand rising for spacious layouts, the timing might be right—if you know what to expect. Here's what to plan for before making the leap.

Neighborhood Spotlights

Frost Farms

Known for large lots, custom builds, and quiet streets. A great fit if outdoor space and privacy are high on your list.

Elerson Ranch

Offers newer homes with open layouts and energy-efficient designs—many with three-car garages and spacious kitchens.

Silver Creek Meadows & Mantlebrook

Family-friendly neighborhoods close to DeSoto ISD schools, with bigger yards and flexible floor plans perfect for remote work or entertaining.

Explore more homes like these here: Dallas-Fort Worth New Construction Homes.

Local Market Trends (2024–2025)

• Median sale price: ~$342K–$360K (up 3–4% YOY)

• Inventory for 5+ bedroom homes is still tight despite a 22.5% jump in new listings

• Average days on market dropped from 77 to 45 days over the past 12 months

"Upsizers can double their space without doubling payments—especially when builders offer incentives." — Rachel White, DeSoto Real Estate Strategist

Cost Breakdown: Selling vs. Buying

Selling Costs

• Home staging: $1,500–$3,000

• Repairs & prep: $2,000–5,000

• Inspection & closing: ~$500–2,500

Buying Costs

• Down payment: 5–20% of purchase price

• Earnest money: ~1%

• Moving expenses: $1,200–2,000

• Builder upgrades: optional $10K+

Ongoing Costs

• Property tax (avg 2.6%): ~$9,100/year on a $350K home

• Utilities: ~$200/month

Check your numbers early using this guide: Home Seller Checklist

Builder & Community Insights

Top Builders in DeSoto

• Kindred Homes at Elerson Trace: Smart layouts with bonus spaces and energy-efficient features.

• Cambridge Homes in Glenn Heights: Larger homes with modern finishes and flexible design packages.

You may qualify for thousands in closing credits or upgrades. See if you're eligible here:

• New Construction Rebate Program

• New Construction Home Guide

• New Construction Webinar

Financing & Incentives

If you're selling your current home to fund the next one:

• Use built-up equity toward your down payment

• Consider a bridge loan or HELOC

• Start with a pre-approval to boost your offer strength

Conclusion

Upsizing doesn't have to be overwhelming—especially when you have local data, expert help, and flexible financing. Start now with the right tools:

• Download the Lone Star Living App now

• Check your Home Seller Score

• Register for a Home Seller Webinar

• Compare your Home Selling Options

You're Always Home With Refind Realty!

FAQs

1. Should I sell before I buy?
Yes—unless you qualify to carry both mortgages briefly. Use your Home Seller Score to evaluate timing.

2. Can I use equity for my new home?
Absolutely. Equity from your current home often covers a large portion of your next down payment.

3. What are the tax implications?
Upsizing can increase your property tax bill. Use this Home Seller Guide to understand financial impact.

4. Are there incentives for move-up buyers?
Yes. Builders may offer closing cost help, design credits, or lower rates. Join a Home Seller Webinar to learn how to negotiate.

5. Should I wait for rates to drop?
Not necessarily. Larger homes sell faster now, and waiting may limit your options.