Best New Homes in DeSoto, TX for First-Time Buyers
Best New Homes in DeSoto, TX for First-Time Buyers
By Steve
Introduction: Big Opportunity in a Quiet Market
If you're a first-time homebuyer looking in the Dallas area, DeSoto deserves your attention. While it may not have the spotlight like Frisco or McKinney, DeSoto offers something rare: affordable new construction, move-in ready inventory, and a suburban lifestyle just 25 minutes from downtown Dallas. In 2025, DeSoto is quietly becoming one of the best places in North Texas to plant roots—especially if you want new without the bidding wars.
Neighborhood Spotlights: Where to Find New Homes in DeSoto
While new construction within DeSoto city limits is limited, neighboring developments just south or east expand your options. Here are key areas for first-time buyers:
Camden Park by D.R. Horton (DeSoto) – One of the only active subdivisions in DeSoto itself. Homes start around $315K with open layouts and energy-efficient features.
Hickory Creek Estates (Glenn Heights) – Just minutes away, this area offers starter homes with low HOA fees and updated finishes.
Oakmont Park (Red Oak) – Features single-family homes from the high $200Ks, perfect for budget-conscious buyers.
Bear Creek Ranch (Cedar Hill) – A short drive from DeSoto with community parks, trails, and homes starting in the low $300Ks.
Looking at new homes? Tap into these tools:
Local Market Trends for First-Time Buyers (2024-2025)
Median new home price near DeSoto: $339,000 (Zillow, July 2025)
Average price per square foot: $157
Inventory of new builds under $350K: Limited but stable
Common floor plans: 3 bed, 2 bath, 1,600-1,900 sq. ft.
DeSoto remains one of the few Dallas suburbs where first-time buyers can still purchase new construction under $350K.
Cost Breakdown: What You'll Spend (and Save)
Here’s what to expect when buying a new home near DeSoto:
Down payment: $10,000–$20,000 with FHA or 3% conventional loans
Closing costs: $6,500–$9,000 (often reduced with builder incentives)
Monthly mortgage: $2,100–$2,600 with current rates
HOA fees: $30–$60/month depending on neighborhood
Upgrades: $5,000–$15,000 for flooring, cabinets, or tech packages
Want to reduce upfront costs? Explore our New Construction Rebate Program or Get Pre-Approved to check your buying power.
Builder & Community Insights
Top builders in and around DeSoto are focused on efficiency, affordability, and family-friendly features:
D.R. Horton – Known for predictable floor plans, builder warranties, and move-in-ready homes
HistoryMaker Homes – Offers flex rooms, smart tech packages, and first-time buyer incentives
LGI Homes – Simplified financing and all-in-one pricing appeals to new buyers
Many communities offer green spaces, walking trails, and proximity to shopping off Belt Line and I-35. Planning a visit? Sign up for the next New Construction Webinar.
Financing & Incentives for First-Time Buyers
Even in a competitive market, smart buyers are getting in with help from:
Builder incentives: Many offer rate buydowns, appliance packages, or paid closing costs
FHA Loans: Just 3.5% down, easier credit qualifications
Conventional 3% down programs: Great for those with decent credit
TDHCA first-time buyer assistance: Texas offers grants and tax credit options
Get Pre-Approved Download the Lone Star Living App now
Conclusion: New Homes in DeSoto Make First-Time Buying Possible
DeSoto is one of the last remaining spots in DFW where you can still find brand-new homes under $350K. With smart builder incentives, flexible financing, and nearby community growth, it's a strong option for first-time buyers.
If you're just getting started:
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FAQs: Buying New Construction in DeSoto
1. Is DeSoto a good place to buy a first home?
Yes. It’s affordable, near Dallas, and has access to growing new build inventory.
2. How much do new homes cost in DeSoto?
Most new builds range from $315K to $360K depending on builder and finishes.
3. Can I buy with less than 20% down?
Absolutely. FHA and 3% conventional loans make it possible.
4. Are there new homes under $350K?
Yes—especially in Red Oak, Glenn Heights, and Cedar Hill.
5. Do builders help with closing costs?
Often. Ask about builder credits or lender partnerships.
6. Should I use a buyer’s agent for new construction?
Yes. Builder reps work for the builder. Your agent works for you.
7. How do I time selling my current home and buying new?
Start with a plan. Use our Home Seller Score and Home Selling Options.
