VantageScore 4.0 Is Here: The Credit Score DFW Mortgage Lenders Use Just Changed in 2026

by: Steven J. ThomasPublished on: 27/08/2026

Mortgage lenders can now use VantageScore 4.0 on Fannie, Freddie, and FHA loans. What rent reporting, medical debt, and the new model mean for DFW buyers.

General Real Estate TipsBuyer TipsBuying A Home
VantageScore 4.0 Is Here: The Credit Score DFW Mortgage Lenders Use Just Changed in 2026

Waxahachie new construction impact fees in 2026: the cost buried in your purchase price

by: Steven J. ThomasPublished on: 26/08/2026

Waxahachie impact fees put roughly $12,700 inside a new build price in 2026. What Ordinance 3654 changed and the questions to ask before you sign.

New Construction Home TipsGeneral Real Estate TipsBuyer TipsBuying A Home
Waxahachie new construction impact fees in 2026: the cost buried in your purchase price

Glenn Heights New Construction Arbitration Clauses: The Paragraph That Decides What Happens When the Slab Cracks (2026)

by: Steven J. ThomasPublished on: 25/08/2026

What the binding arbitration clause in a Glenn Heights TX builder contract does when something goes wrong, plus RCLA steps and what to read first.

New Construction Home TipsGeneral Real Estate TipsBuyer TipsBuying A Home
Glenn Heights New Construction Arbitration Clauses: The Paragraph That Decides What Happens When the Slab Cracks (2026)

What an FHA Appraiser Writes Up in a Lancaster Home That a Conventional Appraiser Walks Right Past

by: Steven J. ThomasPublished on: 24/08/2026

FHA appraisals flag repairs conventional appraisals ignore. What HUD requires on a Lancaster TX home, who pays, and how long the appraisal lasts.

General Real Estate TipsBuyer TipsBuying A Home
What an FHA Appraiser Writes Up in a Lancaster Home That a Conventional Appraiser Walks Right Past