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Top 5 Home Improvements that Will Deliver Sellers the Greatest ROI

April 09, 20246 min read

When it comes to selling a home, every property has two opportunities to make a first impression on potential buyers: when they drive up to your house and when they open your door and walk inside. That's why your home's curb appeal and interior setting are among the first steps to unlocking its true value.

However, the art of selling a home at the highest possible ROI takes more than making great first impressions. Getting the most out of a home sale lies in making the right improvements that appeal to buyers' emotions and practical needs. Let's explore five home improvements that can deliver the greatest return on investment (ROI) to sellers.

1. Curb Appeal – Your First, First Impression

Curb Appeal

Your home's exterior is the first thing potential buyers will see when they arrive for a viewing. Ensuring that your property looks well-maintained and inviting from the street can significantly impact its perceived value.

Focus on improving your home's softscape, which includes elements like flowers, plants, shrubs, trees, flower beds, grass, soil, groundcover, and mulch. A well-manicured lawn, neatly trimmed hedges, or colorful flower beds can create a welcoming atmosphere that draws buyers in.

In addition to landscaping, pay attention to other exterior elements that can influence a buyer's first impression. Updating outdated exterior light fixtures and giving your front door a fresh coat of paint – or installing a new one – can make a big impact.

If your home's exterior paint is looking tired or dated, invest in new paint. While this can be expensive, it can also provide an excellent ROI by making your home look fresh, clean, and well-cared-for.

Remember, your home's curb appeal is your first opportunity to create an emotional connection with potential buyers. Investing in these exterior improvements can set the stage for a positive viewing experience and increase your chances of securing a better offer.

2. Fresh Paint and Consistent Flooring – Setting the Tone

Fresh Paint

Once potential buyers step inside your home, the first two things they'll notice are the paint and the flooring. Fresh paint throughout your place can provide one of the highest ROIs, second, perhaps only to curb appeal. But buyers often expect the home to have fresh paint, so focusing on flooring is just as important.

When it comes to flooring, consistency is key. Avoid mixing and matching different styles and materials, as this can make your home feel choppy and disconnected. The most proven approach today is keeping flooring complementary—either the same or something that fits—throughout. Yes, there are exceptions, like tile in entryways, laundry rooms, and sometimes kitchens. Whether it's hardwood, luxury vinyl plank (LVP), or another material, the key is to ensure that it matches the overall feel and look of your home.

If your home has outdated or worn flooring, consider replacing it before putting your property on the market. New flooring can instantly update the look and feel of your home, making it more attractive to potential buyers. If you have hardwood floors that are in good condition, consider having them refinished to bring back their original luster.

3. Kitchens – The Heart of the Home

Kitchen Remodeling

The kitchen is often considered the focal point of a home, and it's no surprise that kitchen remodels and upgrades can deliver a high ROI. A well-designed, updated kitchen can be a major selling point for potential buyers, as it's where many families spend a significant amount of their time.

While a full remodel can be costly, there are ways to save time and money by improving what you already have. If your cabinets are in good shape and less than 10 years old, consider painting or resurfacing them and adding new countertops and hardware. This can give your kitchen a modern, updated feel without the expense of a complete remodel, as it reduces labor and material costs. If your appliances are outdated or mismatched, consider replacing them with newer, energy-efficient models that will appeal to buyers.

When planning your kitchen improvements, it's vital to know what comparable homes in your area offer. You don't want to over-improve if all the homes in your neighborhood selling have original kitchens. You want to ensure your updates compete with other listings at your price point.

4. Bathrooms – Anchor of Appeal

Bathroom Remodel

Bathrooms are another area where improvements can deliver a significant ROI. While not all bathrooms require the same level of attention, focusing on your primary bathroom can make a huge impact.

Decking out your bathroom with updated finishes and fixtures, a standalone soaking tub, or other spa-like features can make your home more memorable for buyers. Well-appointed bathrooms often feature modern vanities, rainfall showers, and updated lighting.

Here's a home improvement hack: You may not need to do as much to improve hallways or secondary bathrooms. A simple update can still make a big difference. Replacing the vanity, updating the flooring, and epoxying the tile can create a fresh, new feel without breaking the bank. Also, update your fixtures to match the look and feel of your decked-out primary bathroom. Using similar materials across all bathrooms can help tie the spaces together and make your home feel more polished and professionally designed.

Remember, bathrooms are one of the most personal areas in a home, and buyers will be looking for a clean, comfortable, and relaxing space. Investing in bathroom improvements can create a more attractive and functional space that will appeal to a wide range of buyers.

5. Accessories – Little Things Can Make a Big Difference

Bedroom Lights

Finally, don't underestimate the power of small improvements to increase your home's value. Focus on the accessories. Think of the items in your home that will complement its overall look, like earrings complimenting a dress. When you have a beautiful dress, if you don't accessorize well, the dress doesn't shine the way it could.

Accessories include light fixtures, switches, electrical plates, faucets, doorknobs, handles, and hinges—subtle things. Little things, collectively, can make a big difference. You can also avoid the feeling a buyer gets: that your house feels old and dated or looks worn out. Subtle changes can help your home feel well-maintained and updated.

When selecting accessories, consider your home's overall style and aesthetic. If your space is modern and minimalist, choose sleek, streamlined fixtures that complement the look. If your home has a more traditional feel, opt for classic finishes like brushed nickel. Consistency is critical here as well—try to choose accessories that have a similar finish and style throughout your home.

Pulling it all together

Selling a home is all about creating an emotional connection with potential buyers. By focusing on these top five areas of improvement—curb appeal, paint and flooring, kitchens, bathrooms, and accessories—you can create a space that feels fresh, inviting, and move-in ready. Making the right improvements can make a lasting impression that will help you secure the best possible price for your home and maximize your ROI.

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Steven. J. Thomas

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Steven J Thomas
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Realtor, Lender, and Managing Broker

Steven J. Thomas has been in the financial services industry for the past 19 years and started my career as a Financial Planner for American Express Financial Advisors. I entered into banking with JP Morgan Chase as personal banker in 2003 and was promoted several times up to Small Business Specialist. I earned multiple Million Dollar Club awards and was ranked in the top 5 Small Business Specialist before I branched out in 2005 to start my own Financial Management Company. I ran a successful company before family circumstances lead me to Wachovia Bank in 2008 where I worked as a Senior Financial Specialist. As a Sr. Financial Specialist; I was responsible for the P & L and revenue growth of my banking center. The elimination of my role thru a bank merger lead me to BBVA Compass. I have held various leadership roles at BBVA Compass including Personal Relationship Manager, Branch Retail Executive, Workplace Solutions VP, and his current role as a Retail Manager. As the Regional Workplace Solutions VP, I was responsible for the strategic, tactical, and execution of Partnership Banking relationships, promotion and activity with corporate and non-profit companies in my footprint. I was responsible for the acquisition production for three districts, which includes 51 banking centers and over 300 employees. In May of 2014, I joined the team at Refind Realty and became one of the managing partners in mid-2015.

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Mr. Thomas real-estate company performed a outstanding job handling my transaction in buying my beautiful new home. I would recommend him to all my family and friends in the future.

Steven was very knowledgeable about the questions I had and very attentive to my needs and wants of buying a house. His approach was as if he was buying the house for himself. That led me to trust his knowledge and expertise. Thomas for your next purchase of a home. He also worked with me every step of the process and helped me to understand and that made it less stressful In buying a home. I highly recommend Refind Realty and Steven On your first or next purchase. I start 2024 with a new build house with equity going in the door. Thank you Steven


Steve did a great job helping during this journey he was very communicative with everything and his response time was very quick every time we had a question. I really recommend him and his office to everyone who want any real state services.

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Frequently Asked Questions

Why do you need a Realtor?

When buying or selling a home, there are so many options…which can also present a lot of obstacles. Laws change, forms change, and practices change all the time in the real estate industry. Because it’s our job to stay on top of those things, hiring a realtor reduces risk, and can also save you a lot of money in the long run.

When you work with me as your Realtor, you’re getting an expert who knows the area; knows how to skillfully guide your experience as a seller or buyer; can easily spot the difference between a good deal and a great deal. My job is to translate your dream into a real estate reality, and I work hard to earn and keep my business. This also means earning your trust: When you work with me, you’ll be working with a realtor who looks out for your best interests and is invested in your goals.

Which loan should you choose?

There are two different types of loans conventional loans and government-backed loans. The main difference is who insures these loans:

1 - Government-backed loans (FHA, VA and USDA):

(a) - Are, unsurprisingly, backed by the government.

(b) - Include FHA loans, VA loans, and USDA loans.

(c) - Make up less than 40 percent of the home loans generated in the U.S. each year.

2 - Conventional loans

(a) - Are not backed by the government.

(b) - Include conforming and non-conforming loans (such as jumbo loans).

(c) - Make up more than 60 percent of the loans generated in the U.S. each year.

What is the difference between FHA, VA and USDA loans?

1 - FHA LOANS:

FHA loans, which are insured by the Federal Housing Administration, are typically designed to meet the needs of first-time homebuyers with low or moderate incomes. FHA loans can be approved with a down payment of as little as 3.5 percent and a credit score as low as 580.

FHA loans are often called “helper loans,” because they give a leg up to potential borrowers who may not be able to secure one otherwise. For this reason, FHA loans have maximum lending limits, which are determined based on housing values for the county where the for-sale home is located.

Because the agency is taking on more risk by insuring FHA loans, the borrower is expected to pay mortgage insurance both at the time of closing and on a monthly basis, and the property must be owner-occupied.

2 - VA LOANS:

VA loans are backed by the Department of Veterans Affairs and they are guaranteed to qualified veterans and active-duty personnel and their spouses. VA loans can be approved with 100 percent financing, meaning VA borrowers are not required to make a down payment.

Unlike FHA loans, borrowers do not have to pay mortgage insurance on VA loans.

3 - USDA LOANS:

You may also hear about USDA loans, which are backed by the United States Department of Agriculture mortgage program. USDA loans are intended to support homeowners who purchase homes in rural and some suburban areas. USDA loans do not require a down payment and may offer lower interest rates; borrowers may have to pay a small mortgage insurance premium in order to offset the lender’s risk.

What’s a conventional loan? Understanding what it means to be conforming and non-conforming

Buyers who have a more established credit history and a larger down payment may prefer to apply for a conventional loan. These loans may offer a lower interest rate and only require the home buyer to purchase monthly mortgage insurance while the loan-to-value ratio is above a certain percentage, so a conventional loan borrower can typically save money in the long run.

Conventional loans are divided into two types: Conforming loans and non-conforming loans.

1 - CONFORMING LOANS:

Conforming loans are those that meet (or conform to) predetermined standards set by Fannie Mae and Freddie Mac — two government-sponsored institutions that buy and sell mortgages on the secondary market. By selling the loans to "Fannie and Freddie," lenders can free up their capital and return to issue more mortgages than if they had to personally back every loan that they approve.

The main standard for conforming loans is that the amount borrowed must be under a certain amount; in Alaska, a single-family home loan must be under $647,200 in order to be considered conforming.

Properties with more than one unit have higher limits.

2 - NON-CONFORMING (JUMBO) LOANS:

But what happens if a borrower wants to borrow more than the Freddie- and Fannie-approved loan amount? In this case, they would have to apply for a “jumbo loan,” which is the most common type of non-conforming loan.

Because the lender cannot resell the jumbo loan (or any non-conforming loan) to Freddie Mac or Fannie Mae, jumbo loans are considered to be riskier than a conforming loan. To protect against this risk, the bank will typically require a higher down payment; the interest rate on a jumbo loan may also be higher than if the same borrower applied for a conforming loan.

What kind of rate should you choose?

Rate types: Fixed-rate vs. adjustable-rate mortgages.

In addition to the loan type you choose, you’ll also have to determine if you want a fixed-rate mortgage or an adjustable-rate mortgage (ARM). A fixed-rate mortgage has an interest rate that does not change for the life of the loan, so it provides predictable monthly payments of principal and interest.

An adjustable-rate mortgage typically offers an initial introductory period with a low-interest rate. Once this period is over, the interest rate adjusts periodically, based on the market index. The initial interest rate on an ARM can sometimes be locked in for different periods, such as one, three, five, seven, or 10 years. Once the introductory period is over, the interest rate typically readjusts annually.

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