HomeSwap Programs in DeSoto TX: Are They Right for You?
HomeSwap Programs in DeSoto TX: Are They Right for You?
By Steven | Refind Realty
Introduction
Thinking about moving but nervous about selling your current home first? I hear that all the time. I’m Steven with Refind Realty, and many of my clients in DeSoto are turning to HomeSwap programs to make buying and selling at the same time easier. This guide walks you through how these programs work, whether they’re a smart option, and how I help you decide what fits your situation best.
What Is a HomeSwap Program?
A HomeSwap allows you to buy your next home before selling your current one. These programs typically offer:
A short-term loan or equity advance to fund your new home
Guaranteed offer or backup offer on your current home
Option to stay in your current home while shopping for the next
It takes the stress out of timing both transactions at once.
Why Homeowners in DeSoto Are Using HomeSwap
DeSoto has seen strong demand and rising home values. But for many, the biggest challenge isn’t selling—it’s where do we go next?
That’s where HomeSwap steps in. It lets you:
Shop with confidence as a non-contingent buyer
Secure your dream home without rushing your sale
Avoid double moves or temporary rentals
Stage your current home properly—after you move out
Need to know how much your current home is worth? Try the Home Seller Score or request a free CMA.
How the Process Works
Here’s what you can expect when you work with me on a HomeSwap:
Pre-Approval – Get qualified for both the new home loan and equity advance. Start here: Get Pre-Approved
Find Your New Home – We use the Lone Star App to search based on your preferences and price range
Buy First, Then Sell – Make a strong offer with no home sale contingency
Sell Smart – Move out, stage your home, and list for top dollar with a full marketing plan
Close Both Homes – Once your current home sells, the swap wraps up and you’re settled in
Who Is a Good Fit for a HomeSwap?
You might be a strong candidate if:
You have equity in your current home
You’re financially qualified for two homes temporarily
You want to avoid rushed decisions and move once
You’re buying in a competitive area where contingent offers fall short
We’ll walk through your options together to see if it fits. And if not, we can explore traditional timing strategies using the Home Selling Options guide.
What About New Construction Buyers?
HomeSwap can be a great fit for buyers purchasing a new construction home. You can lock in your lot and build timeline without worrying about selling first. Learn more in our New Construction Guide or join a New Construction Webinar.
Final Thoughts
HomeSwap programs are changing the way people move—especially in markets like DeSoto where timing is everything. If you're considering a move but nervous about buying and selling at the same time, this could be your best option.
Let’s talk about whether it’s right for you.
Download the Lone Star App here: https://lonestarliving.hsidx.com/@sthomas
You're always home with Refind Realty.
FAQs
Do I need to qualify for two mortgages?
Not long term. You’ll need to be approved temporarily until your old home sells, but most lenders structure it to keep your finances balanced.
Can I use the HomeSwap on any property?
Typically, yes—both resale and new homes are eligible, but program terms vary. I help you review what applies in DeSoto.
What if my old home takes a while to sell?
The program usually includes a backup offer or guaranteed buyout after a set number of days.
Does the HomeSwap cost more than a traditional move?
It can include fees for the equity loan or interim financing, but the flexibility and stronger buying position often outweigh the cost.
Can I do this while living in my current home?
Yes, and you can also move out and stage it fully once your new home is secured.
