What to Ask Your Builder in DeSoto, TX, Before You Sign

By Steven J. Thomas

Introduction

Buying a new construction home in DeSoto, TX can be exciting—until the contract surprises start showing up. Before you sign anything, ask the right questions to avoid unexpected costs, construction delays, or vague warranties.

This blog walks you through what to ask your builder so you can move forward with clarity and confidence. And if you're planning to build, use these new construction buyer tools to make smarter choices from day one.

Neighborhood Spotlights – Where Builders Are Active

In and around DeSoto, new builds are rising in popular neighborhoods like:

• Summit Park – Tree-lined streets and affordable new homes

• Hidden Canyon – Custom homes on larger lots

• Windmill Hill – Higher-end builds with HOA amenities

• Mantle Brook – A mix of resale and new development

Want to explore these and other new builds in DFW? Start here:
Dallas-Fort Worth New Construction Homes

Local Market Trends – Why These Questions Matter in 2025

The Dallas-Fort Worth market remains competitive, but construction timelines have slowed. Material costs are up. Labor remains tight. Builders are adjusting pricing to account for both.

As of mid-2025:

• Construction timeframes in DeSoto average 6–9 months, with delays not uncommon

• Builder incentives like rate buydowns are available—but not always advertised

• Many builders now require buyers to work with their in-house lender

Knowing what to ask before you sign can protect your budget and timeline.

What to Ask Your Builder in DeSoto, TX

Here’s a list of smart, clear questions every buyer should ask before locking in a new build contract.

1. What’s included in the base price?

Why ask this: Model homes usually include upgrades. The base price rarely reflects what you see in person.

Ask:

• Are appliances included?

• What finishes are standard vs upgrade?

• Is landscaping part of the package?

Check this New Construction Home Guide to learn what upgrades commonly cost—and how to budget.

2. What are the total estimated costs?

Why ask this: Builders may charge for things you didn’t expect—like lot premiums, HOA fees, and utility hookups.

Ask:

• What’s the lot premium for this home?

• What are the average closing costs?

• Are there design center minimums or package pricing?

Tip: Consider using the New Construction Homes Rebate Program to get cash back at closing.

3. Who will manage the build—and how will you communicate?

Why ask this: Builders vary in how they update you. Some use apps; others give vague verbal timelines.

Ask:

• Will I have a dedicated contact?

• How often will I get updates or walkthroughs?

• Can I bring in an independent inspector at key stages?

Stay in the loop by downloading the Lone Star Living App to monitor market activity and construction timing in your area.

4. What are the financing options and restrictions?

Why ask this: Some builders require in-house lenders or may offer incentives you don’t want to miss.

Ask:

• Can I use my own lender?

• What financing incentives do you offer?

• Are rate buydowns or closing cost credits available?

Before you shop, Get Pre-Approved to compare your offers with the builder's lender side-by-side.

And for a deeper dive, attend the next New Construction Webinar for expert breakdowns on financing.

5. What’s the build timeline—and how do delays work?

Why ask this: You need to plan for when you’ll move in—and what happens if things fall behind.

Ask:

• What’s the realistic completion date?

• Are weather delays accounted for?

• Is there a per-day delay penalty for either side?

6. What are your warranties?

Why ask this: Every builder offers something different. Know what’s covered—and for how long.

Ask:

• How long is the structural warranty?

• Are appliances covered?

• How do I report a warranty issue after move-in?

Compare builder policies using the Home Seller Guides if you’re also listing your current home.

7. Can I see past builds or speak with previous buyers?

Why ask this: A reputable builder will gladly share their work and feedback from homeowners.

Ask:

• Can I tour a recently finished home?

• Do you have references from local buyers?

Conclusion

Asking your builder the right questions in DeSoto is your best protection against cost overruns, missed deadlines, and surprise terms. The more you clarify now, the smoother your homebuilding experience will be.

Download the Lone Star Living App to browse active builder communities, get alerts, and track price trends in real time.

You're Always Home With Refind Realty!

FAQs – Answered from Buyers Like You

1. Can I negotiate with a builder in DeSoto?

Yes, but it’s more common to negotiate incentives than price. Builders prefer offering closing credits, upgrades, or rate buydowns.

2. Do I need a real estate agent for new construction?

Absolutely. Your agent can help with contract language, inspections, and builder communication. And it costs you nothing.

3. Can I still get rebates or cash back?

Yes—use the New Construction Rebate Program to get a portion of your commission at closing.

4. Should I use the builder’s lender?

Maybe. Compare their offer with your own. You may get closing cost help—but pay more in the long term.

5. What if I need to sell before building?

Use this Home Seller Score tool to see how ready your home is to list. Then grab the Home Seller Checklist to prepare.