
Is Now the Right Time to Sell and Build in DeSoto, TX?
Is Now the Right Time to Sell and Build in DeSoto, TX?
by Steve

Introduction: Should You Sell and Build at the Same Time?
Selling your current home and building a new one can feel risky. But if you live in DeSoto, TX, this might be one of the best times to do both.
You’ve got rising home values, growing buyer demand, and new construction communities offering big incentives. That creates opportunity—if you plan right.
So, is now the right time to sell and build in DeSoto? Let’s walk through it.
Neighborhood Spotlights: Where DeSoto Stands Out
DeSoto isn’t just affordable—it’s also close to Dallas and full of new construction potential. Here’s what’s happening in key neighborhoods:
Stillwater Canyon
A favorite for new construction buyers, especially those moving up or downsizing. Builders like Bloomfield and First Texas Homes offer floorplans from 1,800 to 3,500 sq ft—with flexible incentives.
Elerson Ranch
Established resale homes on larger lots. A great opportunity to sell now for top dollar and reinvest in a lower-maintenance build.
Hidden Canyon & Kentsdale Farm
Emerging areas with new build options under $400K. Builders are offering closing cost assistance and design upgrades.
Nearby Bonus: Cedar Hill, Red Oak, and Glenn Heights offer similar pricing and are only 10–15 minutes away.
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Market Trends in DeSoto (2024–2025)
According to Redfin & North Texas MLS:
Median resale home price: $288,500 (+3.7% YoY)
New construction average price: $327,000
Average days on market: 19 (down from 31 in 2023)
Inventory: Tight for move-in-ready homes; builders still building under demand
Expert Quote:
“DeSoto sellers are gaining leverage, while builders are still offering incentives. That gap won’t last forever.”
— LaToya James, DFW Real Estate Strategist
Cost Breakdown: Selling + Building
Selling Costs
Category Typical Range Realtor Commission 5–6% of sale price Repairs/Staging $1,500–$5,000 Closing Costs 1–2%
Building Costs
Category Typical Range Base Price (New Build) $280K–$350K Lot Premium $5K–$25K Upgrades/Options $15K–$50K Construction Loan Fees $3K–$7K
Net Savings Strategy:
Sell high, secure builder incentives, and roll existing equity into a new home—reducing your future mortgage.
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Builder & Community Insights
These builders currently offer the best value in DeSoto:
Bloomfield Homes (Stillwater Canyon)
One- and two-story floorplans from 1,800–3,400 sq ft
Incentives: up to $20K in closing cost help or design credits
First Texas Homes (The Villages at Charleston)
Energy-efficient homes, luxury features included
Often allows customizations before drywall
HistoryMaker Homes (Glenn Heights area)
Affordable new builds under $350K
Offers flexible move-in timelines
Many offer free appliance packages, interest rate buydowns, or design upgrades for contracts signed this quarter.
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Financing & Incentives: What Makes It Work Now?
Construction-to-Perm Loans
One loan covers construction and long-term financing. Great for simplifying the process if you're selling and building simultaneously.
Bridge Loans
Use equity from your current home to fund your new build—before selling. This avoids double moves or temporary rentals.
Current Builder Incentives (2025):
2/1 Rate Buydowns
Up to $20K toward closing costs
Free design center credit
No PMI programs with 10% down
Pro Tip: Some lenders waive loan fees for move-up or move-down buyers using partner builders.
Internal Link: Get Pre-Approved
Conclusion: Right Time, Right Plan
Selling and building at the same time might sound overwhelming—but in DeSoto, it’s doable. And if you time it right, you can sell at peak pricing, leverage builder incentives, and land in a brand-new home without overpaying.
The key? Planning and using the right tools.
Download the Lone Star Living App now
Search listings, compare builders, track your equity, and start your next chapter—all in one place.
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You're Always Home With Refind Realty!
FAQs
1. Should I sell my house before building a new one?
Yes—if you want to use your equity for the down payment and avoid juggling two mortgages. A bridge loan can help smooth the gap.
2. How long does it take to build in DeSoto?
New homes typically take 6–8 months, depending on builder availability and weather. Quick move-in homes may be ready in 30–90 days.
3. Are new construction homes in DeSoto affordable?
Yes. You’ll find options under $350K, especially in Stillwater Canyon, Hidden Canyon, and nearby suburbs like Glenn Heights.
4. Is now a good time to sell in DeSoto?
Yes. Buyer demand is strong, inventory is tight, and values have climbed steadily over the last 24 months.
5. Can I live in my current home while building a new one?
Yes—but plan your sale timeline carefully. Work with a builder and agent to avoid gaps between closing and construction.
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