Every builder active in Southwest DFW, every published incentive, checked against the builder's own site each week. See who is building where for free. Enter your email to open the deals.
| Builder | Advertised | Rate | Monthly P&I |
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The builder names are behind the wall. Enter your email once and every card on this page opens.
Builders in Dallas–Fort Worth are carrying finished inventory into the end of the year, and most of them would rather pay you to take a house than cut the price on the sign. This page tracks what each builder is advertising across Southwest DFW — DeSoto, Cedar Hill, Duncanville, Lancaster, Red Oak, Glenn Heights, Waxahachie, Midlothian, Mansfield, Grand Prairie, Ovilla, Ennis, Ferris and Venus — and the north and east suburbs where the same builders run the same promotions. Every offer is re-checked on the builder's own site each Monday.
The loan type. Most 3.99% and 4.99% headlines in DFW this week are FHA or 5/1 ARMs. FHA has a county loan limit that stops below a $600,000 house in Dallas and Ellis counties, and an ARM resets after five years. A conventional 30-year fixed at 5.375% or 5.99% is a different product from an FHA 3.99%, even though the smaller number looks better.
The lender requirement. Nearly every rate on this page requires the builder's affiliated lender. You can buy the house with any lender; you cannot get the advertised rate with any lender. That is the trade, and it is worth running the builder's lender against an outside quote before you sign.
The close-by date. Builder rates come from a pool of funds with a contract window and a close-by date, often 60 to 90 days out. A buyer who has to sell a current home first needs that sale to land inside the window or the rate goes away. That timing gap is the part most buyers in the $600,000 to $950,000 range get wrong, and it is the part a sell-and-buy plan solves.
First Texas Homes, Bloomfield Homes, D.R. Horton, Lennar, Chesmar, Brightland, Highland Homes, Risewell, Kindred, DRB, American Legend, Ashton Woods, Centre Living, Jewel, William Ryan, Harwood, CB JENI and Del Webb all have open communities in the farm cities this week. Several neighborhoods — Westside Preserve in Midlothian, The Oaks in Red Oak, Patriot Estates in Venus — have three or four builders selling side by side, each with its own incentive. The community list by city is further down this page.
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The complete incentive breakdown for Southwest DFW — every active builder promotion, payment math done, source linked. Free, delivered to your inbox weekly.
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Every incentive on this page — rate, APR, credit, deadline — is blurred until you enter your info once. Takes about 20 seconds and unlocks the whole page.
Most agents focus on the house. I focus on the full picture — equity, timing, credit, and the next move as one plan. I'm licensed on both sides of the transaction, which means I see the gap between what a builder advertises and what a buyer pays. I publish this tracker every Monday so buyers in Southwest DFW have the same information I do.